Stop overpaying on transfer fees
Compare transfer fees across 30+ payment processors and money transfer services. Find out exactly what you'll pay before you send.
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Money Transfer Services
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Wise
International money transfers with real exchange rates
Revolut
Digital banking: ~0.3% fees, SEPA FREE, Revolut-to-Revolut FREE
Instarem
Fast and affordable international money transfers to 60+ countries with competitive rates
Skrill
International money transfers and digital wallet with cryptocurrency support
Taptap Send
Zero fees on most transfers with best exchange rates for Africa, Asia, and Latin America
Remitly
International money transfer service
Payment Processors
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Stripe
Online payment processing for businesses worldwide
PayPal
Digital payments and money transfers worldwide
Square
Point-of-sale and payment processing for businesses
Apple Pay
Mobile payment and digital wallet service by Apple
Google Pay
Digital wallet and payment platform by Google
Shopify Payments
E-commerce payment processing integrated with Shopify stores
P2P Payment Apps
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PayPal Personal
Send money to friends and family for free with PayPal Friends & Family
Zelle
100% free instant bank-to-bank transfers with no fees
Cash App
P2P payment app with free personal transfers, investing, and Cash Card
Validators
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Try the Wise calculatorCommon questions
What affects transfer fees?
Transfer fees vary based on the service, transfer amount, destination, payment method, and whether currency conversion is involved. International transfers typically cost more due to exchange rate markups.
Are online services cheaper than banks?
Usually, yes. Online transfer services like Wise or Revolut typically charge 50-80% less than traditional banks for international transfers, with better exchange rates too.
How can I minimize transfer fees?
Compare multiple services using our calculators, use bank transfers instead of cards when possible, and look for services with transparent pricing and mid-market exchange rates.
Do transfer fees include exchange rates?
Often they're separate. Many services advertise low fees but profit through poor exchange rates. Our calculators show the total cost including any exchange rate markup.