Stop overpaying on transfer fees
Compare transfer fees across 50+ payment processors and money transfer services. Find out exactly what you'll pay before you send.
The smarter way to compare transfer fees
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Compare fees across services and find the most cost-effective option for your money.
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Get the full breakdown—fixed fees, percentages, and exchange rate markups, all in one place.
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The cheapest way to send money abroad
Compare every major transfer service side by side and see exactly what your recipient gets. Pick where you're sending from to get started.
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Select from 50+ calculators to see your real transfer fees.
Money Transfer Services
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WiseInternational money transfers with real exchange rates
RemitlyInternational money transfer service
Western UnionGlobal money transfer and payment services
InstaremFast and affordable international money transfers to 60+ countries with competitive rates
Taptap SendZero fees on most transfers with best exchange rates for Africa, Asia, and Latin America
PaysendFlat-fee card-to-card international transfers to 170+ countriesBank Wire Transfer Fees
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P2P Payment Apps
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Payment Processors
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StripeOnline payment processing for businesses worldwide
PayPalDigital payments and money transfers worldwide
AirwallexBusiness payments platform — ordinary card rates, 0.5% FX markup
SquarePoint-of-sale and payment processing for businesses
Apple PayMobile payment and digital wallet service by Apple
Google PayDigital wallet and payment platform by GoogleMarketplace Seller Fees
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Freelancer & Creator Fees
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Validators
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Know what a transfer really costs — before you send
See the fee and the exchange-rate markup added into one honest total.
Wise, Remitly, Western Union, OFX and more, ordered by total cost.
Set a target rate for any pair and get notified when it hits.
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Try the Wise calculatorCommon questions
What affects transfer fees?
Transfer fees vary based on the service, transfer amount, destination, payment method, and whether currency conversion is involved. International transfers typically cost more due to exchange rate markups.
Are online services cheaper than banks?
Usually, yes. Online transfer services like Wise or Revolut typically charge 50-80% less than traditional banks for international transfers, with better exchange rates too.
How can I minimize transfer fees?
Compare multiple services using our calculators, use bank transfers instead of cards when possible, and look for services with transparent pricing and mid-market exchange rates.
Do transfer fees include exchange rates?
Often they’re separate. Many services advertise low fees but profit through poor exchange rates. Our calculators show the total cost including any exchange rate markup.