Remitly Fee Calculator

Calculate Remitly transfer fees for international money transfers. See what a bank deposit, a mobile wallet or a cash pickup costs on your corridor, and what the exchange rate adds on top.

Calculate Transfer Fees

Calculate your Remitly transfer cost by destination, amount and payout method

You Send

From Country

Amount to Send

$USD

Recipient Gets

To Country

Example today: $1,000 to India1 USD = 93.4234 INR · No feeEnter an amount to see the estimate

Remitly Fee Structure

Fee: depends on the amount and the method

* Remitly's fee and rate markup from its own quotes at the amounts we collected, on today's mid-market rate; between those amounts a fee is shown only where it is known. Real cost varies by corridor, amount, delivery and payment method, and promotions. Check the provider for a live quote.

Also worth checking: Wise

Wise says it converts at the mid-market rate and shows its whole cost as one fee. Compare what your recipient gets before you send.

See Wise’s rate

Remitly is a leading digital money transfer service that specializes in international remittances to developing countries. Founded in 2011, Remitly has become a trusted platform for millions of people sending money to family members abroad, particularly in Latin America, Southeast Asia, and Africa. The company went public in 2021 (NASDAQ: RELY) and says it moved more than $86 billion in the last 12 months, delivering to more than 175 countries.

Remitly built its business on the big remittance corridors and a phone-first app, and its fees reward a little planning: the same transfer can cost a different amount depending on how your recipient collects it.

This calculator shows Remitly's own quotes, dated on the result, for its destination countries, the busy US corridors to India, Mexico and the Philippines among them. Two things decide what you pay: the transfer fee and the margin Remitly builds into its exchange rate, and the second is the one people tend to overlook.

How Remitly Fees Are Calculated

On the main routes we price, what you pay is set by three things: how your recipient collects the money, how much you send, and how you fund the transfer. The payout method is usually the biggest of the three.

What the payout method costs:

Bank deposit, debit card, mobile money

• Money lands in an account or wallet
• Philippines, $500 into a bank account: no fee

Cash pickup and home delivery

• Cash in hand at an agent, or delivered home
• Philippines, $500 for cash pickup: a $4.99 fee
• Useful when your recipient has no account

Those are Remitly's own quotes, collected November 5, 2026.

On the routes above Remitly's fees are flat amounts; some routes and USD payouts carry a percentage fee. A flat fee matters less as the amount rises; the exchange-rate markup doesn't shrink the same way. On the dearest US corridor in our sample it reached about 6.4%, and on a transfer of a few hundred dollars or more it can cost you more than the fee does.

Example: $500 Transfer to Mexico

Same amount, same country, and your recipient ends up with the same pesos either way; only the fee changes. If the person you're paying can use a bank account, that difference is money you keep.

Bank deposit:

• Transfer amount: $500
• Transfer fee: $1.99
• Rate markup we measure: ~1.72%
• Recipient receives: the same either way
• Total cost: $501.99

Cash pickup:

• Transfer amount: $500
• Transfer fee: $3.99
• Rate markup we measure: ~1.72%
• Recipient receives: the same either way
• Total cost: $503.99

Remitly Fees by Corridor (2026)

Destination	Paid into an account or wallet	Paid out in cash	Rate markup at $1,000	Rate today
US to India (INR)	$3.99 under $1,000, then free	Not separately quoted	~0.33%	1 USD = 93.4234 INR
US to Mexico (MXN)	$1.99	$3.99	~1.45%	1 USD = 18.3069 MXN
US to Philippines (PHP)	Free	$4.99	~1.67%	1 USD = 62.1195 PHP
US to Colombia (COP)	Free-$3.99 under $500, then free	$4.99 under $500, then free	~1.93%	1 USD = 3,214.32 COP
US to Nigeria (NGN)	Free in naira	Not separately quoted	At or better than mid	1 USD = 1,350.86 NGN
Most other corridors	Varies by rail	Its own fee, by route	0.60%-1.77%	—

Fees are Remitly's published prices. Rate markups are our own measurement, taken by sampling Remitly's quotes against the mid-market rate across 164 corridors and 4 sending currencies, most recently on 2026-11-05. The rate is that markup on the latest mid-market rate, read on account and wallet payouts where Remitly offers them. These five routes don't charge more for faster delivery, so the table has no speed column. Confirm the live quote before sending.

Using the Remitly Fee Calculator

Enter an amount and a destination and the calculator returns the fee, the exchange rate and what arrives, with the rate margin counted in. Try each payout method your recipient could use: that is the choice that actually moves the price.

Calculator Benefits:

Cost by payout method
Total cost including exchange rates
Multiple destination countries
Remitly's own quotes, dated

Best For:

• Family remittances
• Emergency money transfers
• Regular support payments
• Business payments to Latin America/Asia
• Comparing transfer options

It also earns its keep near the amounts where a corridor stops charging a fee. On some routes the fee falls away above an amount: to India, a $3.99 fee on $500 and no fee on $1,000; into a Colombian bank account, a $3.99 fee on $200 and no fee on $500.

Comparing Remitly with Other Options

Remitly is built for transfers to major remittance destinations like Mexico, the Philippines, India, and Latin America. On those routes it is worth comparing with traditional money transfer companies like Western Union or MoneyGram, and for transfers to developed countries with faster bank rails, with services like Wise, which price those routes differently.

Remitly vs Competitors:

Remitly Strengths:

• Flat fees on the main routes we price
• Strong focus on major remittance corridors
• User-friendly mobile app
• Multiple delivery options (bank, cash pickup)
• No speed surcharge on the main routes we price

Considerations:

• Exchange rate markups up to ~6.4%
• Remittance corridors, not full global coverage
• Fees vary widely by country
• Cash pickup is priced separately
• A flat fee weighs more on small amounts

For regular remittances to family abroad, compare what your recipient receives from Remitly with other services on the same route. For business transfers or one-off payments to countries like those in Europe, compare it with Wise or your bank as well. Consider your specific corridor, transfer frequency, and urgency needs when choosing.

Tips to Save on Remitly Fees

Choose the Right Payout Method:

• Compare bank, wallet and cash pickup fees
• Check the delivery estimate for each method
• Ask if your recipient can open a wallet

Optimize Transfer Size:

• Fewer, larger sends spread any fixed fee further
• Clear the fee threshold where there is one
• Above it, only the rate markup matters

Payment Methods:

• Check the fee for each way of paying
• Card issuers may add cash-advance fees

Delivery Options:

• Delivery time varies by route and payout method
• Cash pickup is priced separately
• Mobile wallet delivery when available

Pro Tip:

Remitly may run an introductory offer for a first transfer. Our figures are its standing price, which is what every later transfer costs, so compare on those.

Frequently Asked Questions

How much does Remitly charge for international transfers?

Remitly's price has two parts: a transfer fee, set by how your recipient collects the money and how much you send, and a margin built into the exchange rate. On $500 to Mexico, for instance, its quotes from November 5, 2026 carried a $1.99 fee into a bank account and a $3.99 fee for cash pickup. Paying by debit or credit card can change the fee as well, and a card issuer may add a cash-advance charge of its own.

Does Remitly charge more for a faster transfer?

On the main routes we price (India, Mexico, the Philippines, Colombia), Remitly's published fee depends on the payout method and amount, not speed. On some routes (for example Costa Rica) Remitly still lists separate Economy and Express fees; check the delivery speed options in the app. Delivery time still varies by route and payout method, and Remitly shows the estimate before you send.

Which countries does Remitly serve?

Remitly delivers to more than 175 countries, according to Remitly, with a focus on major remittance corridors. Popular destinations include Mexico, Philippines, India, Guatemala, Nigeria, Bangladesh, and most of Latin America, Southeast Asia, and parts of Africa and Europe.

Is Remitly safe and regulated?

Yes, Remitly is regulated by financial authorities and licensed in all states where it operates. The company is publicly traded (NASDAQ: RELY), uses bank-level security, and says it moved more than $86 billion in the last 12 months.

Does Remitly charge a fee?

Sometimes, so it pays to check before you pick a payout method. In our latest quotes there was none into a bank account in the Philippines on $500, to India on $1,000 and into a Colombian bank account on $500. A transfer with no fee still pays whatever margin sits in Remitly's exchange rate on that route.

How much does Remitly charge to send money to India, Mexico or the Philippines?

Counting the fee and the rate margin together, Remitly's own quotes came to $3.28 on $1,000 to India, $10.54 on $500 into a Mexican bank account and about $8.33 on $500 into a bank account in the Philippines, collected November 5, 2026. Enter your amount and country in the calculator above for the exact figure.

What is the Remitly exchange rate?

Remitly starts from the mid-market rate and adds a markup. Across the 43 US corridors we price it runs from at or better than mid-market up to about 6.4% at $1,000: about 0.33% to India, 1.45% to Mexico and 1.67% to the Philippines. The exact rate is locked when you confirm, and the calculator above shows what your recipient will receive.

What is the cheapest way to send money with Remitly?

Compare every payout method your recipient can use, since Remitly sets a separate fee for each. If your corridor stops charging a fee above a certain amount and you are close to it, sending the larger sum can cost less overall. And set Remitly against other services on the amount that lands at the other end, which counts the rate as well as the fee.

Last Updated: Pricing collected November 5, 2026. On the main routes we price, Remitly prices the payout method, not the speed: each payout method carries its own fee, and on some routes the fee drops away above an amount. The exchange-rate markup we measure runs from at or better than mid-market to about 6.4% at $1,000, depending on the route. Verify the live quote in the app. How we check figures