Revolut Fee Calculator
Estimate Revolut transfer fees and currency exchange costs. Based on verified data from official Revolut sources. Always confirm exact fees in the Revolut app before transferring.
Revolut Fee Structure (2026)
- • Revolut-to-Revolut: 100% FREE, instant, in 25+ currencies
- • SEPA (Europe): FREE for EUR transfers within EEA
- • International: Free within plan allowance, then up to 5% or $10
- • SWIFT: Flat $5/£5/€5 fee + exchange rate
Calculate Your Fees
Enter an amount to calculate fees
Important: Fees shown are estimates. Actual fees depend on your account plan, monthly allowance usage, and destination. Always verify exact fees in the Revolut app before sending.
Exchange rates: Real-time rates from OpenExchangeRates API. Revolut may apply spreads or weekend markups.
Revolut is a digital banking platform that has revolutionized how we think about money management and international transfers. Founded in 2015, Revolut offers multi-currency accounts, instant money transfers, currency exchange, and traditional banking services through a modern mobile app. With over 25 million customers worldwide, Revolut has become a popular choice for travelers, digital nomads, and businesses dealing with multiple currencies.
Understanding Revolut fees is important because their pricing model differs significantly from traditional banks and money transfer services. Revolut offers competitive exchange rates and low transfer fees, but costs can vary based on your account type (Standard, Premium, or Metal), monthly usage limits, and the specific currencies involved in your transactions.
Our Revolut fees calculator helps you understand the exact costs for international transfers, currency exchanges, and other services. Whether you're planning to send money abroad, exchange currencies for travel, or manage a multi-currency business, calculate your fees accurately before making transactions.
This calculator estimates Revolut transfer fees based on their tiered structure:
- • Transfer fee: Decreases with amount (~0.8% small transfers → 0.645% at $100k → 0.53% at $1M+)
- • Fair usage: 0.5% after limits (Standard: $1k/mo, Premium: $10k/mo, Metal: unlimited)
- • Weekend markup: 1% on Standard, 0.5% on Plus, 0% on Premium/Metal — in-app exchanges only (not bank transfers)
- • Plan discounts: Premium 20% off, Metal 40% off SWIFT fees
Special rates: UK/EU flat fees (£5/€5). SEPA transfers FREE. Revolut-to-Revolut: 100% FREE in 25+ currencies.
How Revolut Fees Are Calculated
For bank transfers, Revolut charges a simple tiered transfer fee based on amount:
Bank Transfer Fees (Based on Real Data)
- • $10,000: $60.00 (0.60%)
- • $100,000: $645.00 (0.645%)
- • Fee percentage varies by amount (tiered structure)
Plan Discounts
- • Standard: Full fee
- • Premium: 20% off transfer fees
- • Metal: 40% off transfer fees
UK/EU customers pay flat fees (£5/€5) instead of percentage-based fees.SEPA transfers within Europe are FREE (Mon-Fri). Revolut-to-Revolut transfers are 100% FREE globally in 25+ currencies.
Revolut Account Types & Fees:
Standard (Free)
- • FREE - no monthly fee
- • $1,000/month free conversions
- • 0.5% fair usage fee after $1k
- • No SWIFT fee discount
- • +1% weekend markup
- • SEPA & Revolut-to-Revolut: FREE
Premium ($9.99/month)
- • $9.99/month
- • $10,000/month free conversions
- • 0.5% fair usage fee after $10k
- • 20% off SWIFT OUR fees
- • Lower transfer fees
- • SEPA & Revolut-to-Revolut: FREE
Metal ($16.99/month)
- • $16.99/month
- • Unlimited free conversions
- • No fair usage fee ever
- • 40% off SWIFT OUR fees
- • Lowest transfer fees
- • SEPA & Revolut-to-Revolut: FREE
- • Travel insurance & perks
Revolut uses interbank exchange rates during market hours (Monday-Friday). For bank transfers, you only pay the transfer fee shown in examples above. Fair usage and weekend fees apply only to in-app currency exchanges, not to bank transfers.
Fee Examples (Standard Plan Only)
✓ $100,000 Transfer (Standard Plan)
$10,000 Transfer (Standard Plan)
✓ These are EXACT fees from real Revolut screenshots (Standard plan, USD→GBP bank transfers). Fair usage and weekend fees do NOT apply to bank transfers - only to in-app currency exchanges.
Revolut Plan Pricing (US, 2026)
| Plan | Monthly | Free exchange / month | Weekend markup |
|---|---|---|---|
| Standard | $0 | $1,000 | 1% |
| Plus | ~$3.99 | Higher allowance | 0.5% |
| Premium | $9.99 | $10,000 | 0% |
| Metal | $16.99 | Unlimited | 0% |
The premium Ultra plan (around £45/month) is offered in the UK and Europe only — it is not available in the US. Higher tiers also discount transfer fees (Premium 20% off, Metal 40% off). Prices are US pricing and can change — confirm in the Revolut app.
Using the Revolut Fee Calculator
Our Revolut fees calculator helps you understand the exact costs for different account types and usage scenarios. Enter your transfer amount and see how fees apply based on Standard, Premium, or Metal account benefits. The calculator factors in free allowances and maximum fee caps to give you accurate estimates.
Calculator Features:
- Account type comparison
- Free allowance tracking
- Real exchange rate simulation
- Maximum fee calculations
Ideal For:
- • Frequent international travelers
- • Multi-currency business owners
- • Digital nomads and remote workers
- • Anyone comparing account types
- • Planning large currency exchanges
The calculator is particularly useful for determining whether a Premium or Metal subscription would save you money based on your transfer patterns. If you regularly exceed the free allowances, a paid plan might actually be cheaper than paying per-transaction fees on the Standard account.
Comparing Revolut with Other Options
Revolut offers competitive rates for international transfers and currency exchange, especially for Premium and Metal customers. Their fees are typically lower than traditional banks and comparable to specialized money transfer services like Wise. However, the value depends on your usage patterns and which account type you choose.
Revolut vs Competitors:
Revolut Advantages:
- • Multi-currency account with debit card
- • Real-time exchange rates
- • Modern mobile app experience
- • Additional banking services
- • Instant transfers within Revolut network
Considerations:
- • Monthly fees for premium features
- • Free allowances have limits
- • Weekend exchange rate markups
- • Limited physical branch presence
- • Account restrictions in some regions
For occasional users, Revolut Standard's free allowances might be sufficient. However, heavy users often find Premium or Metal accounts provide better value through higher free limits and additional benefits. Compare carefully with Wise for pure money transfers, as Wise might be cheaper for very large transfers due to their maximum fee caps.
Tips to Save on Revolut Fees
Maximize Free Allowances:
- • Track monthly exchange limits carefully
- • Plan large exchanges within free allowances
- • Use free transfer allowances efficiently
Timing Strategy:
- • Exchange during weekdays for best rates
- • Avoid weekend markups when possible
- • Consider monthly cycles for allowances
Account Upgrade Decision:
Consider upgrading to Premium ($9.99/month) if you:
- • Exchange more than €1,000 per month regularly
- • Make more than 5 international transfers monthly
- • Value the additional insurance and benefits
- • Need higher ATM withdrawal limits abroad
Frequently Asked Questions
How much does Revolut charge for international transfers?
Revolut-to-Revolut and most local transfers are free. For a bank transfer that involves currency conversion, Revolut charges a fee that scales with the amount - based on real Revolut app screenshots, a Standard-plan USD to GBP transfer costs about $60 on $10,000 (0.6%) and $645 on $100,000 (0.645%). Premium gets 20% off and Metal 40% off these fees. Separately, in-app currency exchange is free up to your monthly limit, then 0.5%.
Is Revolut currency exchange free?
In the US, Revolut gives free in-app currency exchange up to a monthly limit - $1,000 on Standard, $10,000 on Premium, and unlimited on Metal - using the real interbank rate. Above the limit a 0.5% fair-usage fee applies. On weekends Standard adds a 1% markup and Plus 0.5%, while Premium and Metal have no weekend fee.
Does Revolut charge monthly fees?
Revolut Standard is free with no monthly fee. In the US the paid plans are roughly Plus $3.99, Premium $9.99 and Metal $16.99 per month, each adding a higher free-exchange limit, lower or no weekend fees, transfer-fee discounts and extra perks. The Ultra plan exists in the UK and Europe (around £45/month) but is not available in the US.
What currencies does Revolut support?
Revolut supports 30+ currencies including USD, EUR, GBP, JPY, AUD, CAD, CHF, PLN, and many others. You can hold multiple currencies in your account simultaneously and exchange between them at real-time interbank rates during market hours.
What is the Revolut conversion (currency exchange) fee?
Revolut converts currency at the real interbank exchange rate with no markup on weekdays, up to your plan's monthly fair-usage limit ($1,000 Standard, $10,000 Premium, unlimited Metal). Above that limit it charges 0.5%. On weekends it adds a markup - 1% on Standard, 0.5% on Plus, and 0% on Premium and Metal - because the currency markets are closed.
Does Revolut charge a weekend fee?
Yes, on currency exchanges made over the weekend, when the foreign-exchange markets are closed. As of 2025 the weekend markup is 1% for Standard customers, 0.5% for Plus, and 0% for Premium, Metal and Ultra. It applies only to in-app currency exchanges, not to bank transfers, and mainly to major currencies (some less-common currencies carry a higher markup).
How much does Revolut cost per month?
Revolut's Standard plan is free. In the US the paid plans are roughly Plus $3.99, Premium $9.99 and Metal $16.99 per month, each adding a higher free-exchange limit, lower or no weekend fees, transfer-fee discounts and extra perks. The premium Ultra plan (around £45/month) is only offered in the UK and Europe, not the US.
What fees does Revolut charge?
The main Revolut fees are: bank and international transfers (free Revolut-to-Revolut and local, otherwise a fee that scales with the amount), currency exchange (free up to your monthly limit, then 0.5%), a weekend markup on exchanges (1% Standard, 0.5% Plus, 0% Premium/Metal), ATM withdrawals above a monthly allowance, and the optional monthly plan fee. There is no fee to open or hold a Standard account.
Last Updated: June 10, 2026 | Revolut transfers are free Revolut-to-Revolut and local; in-app exchange is free to your monthly limit then 0.5%; weekend markup is 1% Standard / 0.5% Plus / 0% Premium-Metal. US plans: Standard $0, Premium $9.99, Metal $16.99. Verify in the app.
Related Guides
Compare Money Transfer Fees
Find the cheapest service for sending money internationally.
How to Save on Transfer Fees
Practical ways to cut the cost of every transfer.
International Money Transfer Guide
Send money abroad safely — methods, costs & tips.
Exchange Rates Guide
Understand markups and get the real mid-market rate.