How Etsy fees work in 2026
Etsy stacks several fees on every order, and they compound in a way the “6.5%” figure hides. For a US seller, every sale carries:
- • Listing fee — $0.20 per listing, charged when you publish and again every four months or after each sale.
- • Transaction fee — 6.5% of the full order, including the shipping you charge.
- • Payment processing — 3% + $0.25 (US), also calculated on item and shipping.
- • Offsite Ads — 12% or 15%, but only on orders that come from an Etsy-placed ad.
Worked example: a $25 item with $5 shipping
- • Sale total: $30.00
- • Transaction fee (6.5% of $30): $1.95
- • Listing fee: $0.20
- • Payment processing (3% of $30 + $0.25): $1.15
- • Total Etsy fees: $3.30 → you keep $26.70 (about an 11% effective rate)
- If that order came from an Offsite Ad (15%): +$4.50, so you keep $22.20 — a ~26% effective rate.
Shipping is taxed twice. Both the transaction fee and the payment fee apply to shipping, so “free shipping” baked into the price still gets charged the full ~9.5%. Price it in on purpose, not by accident.
The payout step most sellers forget
The calculator above shows what Etsy takes — but that's not the end of the story. When you withdraw, the money moves from Etsy Payments to your bank, and if your bank or Etsy converts the currency, a 2–4% exchange-rate markup can quietly cost more than Etsy's fees. Non-US sellers especially should route payouts through a mid-market service. Run your payout through the Wise, Payoneer or PayPal calculators to see the real number that reaches your bank.
Frequently Asked Questions
How much does Etsy take per sale?
On a typical US sale, Etsy takes roughly 9–11% before any advertising: a $0.20 listing fee, a 6.5% transaction fee, and a 3% + $0.25 payment-processing fee. The transaction and payment fees also apply to the shipping you charge. If the order came from an Etsy Offsite Ad, add another 12–15%.
Does Etsy charge fees on shipping?
Yes. Both the 6.5% transaction fee and the 3% + $0.25 payment fee are calculated on the total the buyer pays — item price plus shipping and gift wrap — which catches a lot of sellers out when they price free shipping into an item.
What is the Etsy Offsite Ads fee?
It is a 15% fee (12% once your shop passes $10,000 in annual sales, where it also becomes mandatory) charged only when a shopper reaches your shop through an Etsy-placed ad on Google, Facebook, Instagram or Pinterest and buys within 30 days. Shops under $10,000/year can opt out entirely.
What's the difference between the listing fee and the transaction fee?
The $0.20 listing fee is charged when you publish a listing and renews every four months or each time an item sells. The 6.5% transaction fee is only charged when an item actually sells, on the full order amount.
How can I pay less in Etsy fees?
Stay under $10,000/year and opt out of Offsite Ads if it does not pay for itself, price shipping deliberately (it is taxed by the fees), and — often overlooked — use a low-cost payout method. A marked-up currency conversion when you withdraw can quietly cost more than the Etsy fees themselves.