USD to HKD Exchange Rate Today
Convert US Dollars to Hong Kong Dollars with live USD/HKD rates. Benefit from the stable currency peg for Hong Kong business, travel, or investments.
1000 USD =
7,841.27HKD
1 HKD = 0.1275 USD
Loading comparison...
Compare money transfer service fees for the best rates
USD to HKD conversion table
Common amounts at the current mid-market rate of 1 USD = 7.84 HKD.
Mid-market rate — the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.
What you actually get for 1,000 USD
Nobody converts at the mid-market rate. At 1 USD = 7.84 HKD, a perfect conversion of 1,000 USD would be 7,841 HKD. Here is what 16 services would really send, fee and exchange-rate margin included.
On 1,000 USD, the gap between the best and worst option here is 171.16 HKD — the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.
Typical pricing for a bank-funded transfer, not a live quote — promotional offers and payment method can change it. Check the provider before sending. Rows marked est. use the provider's general figure, and USD est. one measured for USD sends but not for HKD specifically. Neither is ranked cheapest.
Frequently Asked Questions
What is the current USD to HKD exchange rate?
The US Dollar to Hong Kong Dollar rate is pegged at approximately HK$7.75-7.85 per $1 USD. Since 1983, HKD has been pegged to USD through Hong Kong's currency board system. The Hong Kong Monetary Authority (HKMA) maintains this peg within a tight trading band.
Why is HKD pegged to USD?
Hong Kong pegged HKD to USD in 1983 to maintain economic stability and confidence in the financial system. The peg survived the 1997 Asian Financial Crisis and 2008 global crisis. It makes Hong Kong predictable for international business, supports its role as Asia's financial hub, and facilitates trade with mainland China and global markets.
Does the USD/HKD rate ever change?
The rate fluctuates minimally within the 7.75-7.85 band. HKMA intervenes to maintain the peg. For practical purposes, the rate is stable: banks typically quote around 7.80. This stability is why Hong Kong is popular for USD-CNY arbitrage and regional finance operations.
What's the best way to convert USD to HKD?
Use Hong Kong banks like HSBC or Standard Chartered (minimal spread due to peg), currency exchanges in Central or Tsim Sha Tsui, Wise for transfers (low fees), or withdraw from ATMs after arrival. Avoid airport exchanges despite the stable rate, since fees can be 2-3% higher.
When should I convert USD to HKD?
Since the rate is pegged and stable, timing matters less than fees. Convert when you find low-fee options. For businesses, the peg simplifies accounting and eliminates currency risk. For travelers, convert enough for immediate needs and use cards for larger purchases.
Popular HKD Currency Pairs
Related Guides
Exchange Rates Guide
Complete guide to exchange rates and currency conversion. Learn about mid-market rates, markups, and how to get better rates.
The 2026 US Remittance Tax
The new 1% US tax on money sent abroad, in plain English — when it started, who pays it, who is exempt, what it costs, and the one-step way to avoid it.
How Much Money Can You Send Abroad?
There is no legal cap on sending money out of the US — but some transfers get reported, and a few situations put a form in your hands. What really limits you, and what the $10,000 rule actually means.
Credit Card Processing Fees Explained
How card processing fees actually work — interchange, assessments, and processor markup — plus pricing models and ways to lower your effective rate.