USD to SGD Exchange Rate Today
Convert US Dollars to Singapore Dollars with live USD/SGD rates for expat salaries, international student fees, or business transactions. 30-minute rate updates help you transfer money between USA and Singapore at optimal times with maximum Singapore Dollar value.
1000 USD =
1,279.36SGD
1 SGD = 0.7816 USD
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Compare money transfer service fees for the best rates
USD to SGD conversion table
Common amounts at the current mid-market rate of 1 USD = 1.28 SGD.
Mid-market rate: the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.
What you actually get for 1,000 USD
Nobody converts at the mid-market rate. At 1 USD = 1.28 SGD, a perfect conversion of 1,000 USD would be 1,279 SGD. Here is what 8 services would really send, fee and exchange-rate margin included.
On 1,000 USD, the gap between the best and worst option here is 26.46 SGD for the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.
Typical pricing for a bank-funded transfer to a bank account, not a live quote. Promotional offers and payment method can change it. Check the provider before sending. Where we price a service from its own recent quotes, its row uses the fee and rate margin from that quote. Some services we price from their own quotes are not in this table, because their quote for this pair depends on a payment or delivery choice or we hold none for it, so “cheapest” is among the services shown. Each is priced on its own calculator.
Frequently Asked Questions
What is the current USD to SGD exchange rate?
On October 16, 2026, the mid-market rate was 1 USD = 1.28 SGD. The rate is relatively stable because the Monetary Authority of Singapore (MAS) manages the SGD within a policy band. Factors affecting the rate include US Federal Reserve decisions, Singapore's trade balance, regional economic trends, and global risk sentiment. Check our live converter above for today's exact USD/SGD rate updated every 30 minutes.
What's the best way to send money from USA to Singapore?
For USD to SGD transfers, there are several options: Wise and Revolut handle app-based transfers, and DBS Remit and UOB Mighty FX are options if you have accounts with these Singapore banks. PayPal offers convenience but builds a markup into its exchange rate. For large amounts, compare providers carefully: a 0.5% difference on $10,000 means $50 saved.
Why is the Singapore Dollar relatively stable against USD?
Manhattan finance professionals relocating to Singapore benefit when the dollar strengthens: a 3% move in the rate changes the value of a $200K salary by about $6,000. MAS adjusts SGD NEER band quarterly (April, July, October, January) versus Fed's 8 meetings, creating predictable policy cycles. US tech workers in Singapore (50,000+ Americans) converting salaries watch for dollar strength; a 3% move in the rate changes the value of a $500K annual conversion by about $15,000. Singapore's zero capital gains tax on property makes USD-SGD conversions critical for American investors timing condo purchases in Orchard or Marina Bay.
Can I get better than the mid-market rate for USD to SGD?
No. The mid-market rate (interbank rate) shown here is the fairest benchmark: it's what banks trade at among themselves. Retail services add margins: traditional banks and money changers in Singapore build a markup into their rates. Digital platforms like Wise charge too, through a fee, a margin or both. Always compare the final SGD amount you receive after ALL fees, not just the advertised exchange rate or transfer fee.
Is now a good time to convert Dollars to Singapore Dollars?
Timing depends on your situation. For regular transfers (expat salary, student tuition), dollar-cost averaging works best: convert consistently rather than timing the market. For large one-time transfers (property purchase, business investment), monitor US inflation data, MAS policy announcements, and regional economic trends. The USD/SGD rate tends to be less volatile than other Asian currencies, so extreme timing strategies are less critical here.
Popular SGD Currency Pairs
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