USD to SGD Exchange Rate Today
Convert US Dollars to Singapore Dollars with live USD/SGD rates for expat salaries, international student fees, or business transactions. 30-minute rate updates help you transfer money between USA and Singapore at optimal times with maximum Singapore Dollar value.
Loading comparison...
Compare money transfer service fees for the best rates
Frequently Asked Questions
What is the current USD to SGD exchange rate?
The US Dollar to Singapore Dollar exchange rate typically ranges between S$1.30-1.40 per $1 USD. The rate is relatively stable because the Monetary Authority of Singapore (MAS) manages the SGD within a policy band. Factors affecting the rate include US Federal Reserve decisions, Singapore's trade balance, regional economic trends, and global risk sentiment. Check our live converter above for today's exact USD/SGD rate updated every 30 minutes.
What's the best way to send money from USA to Singapore?
For USD to SGD transfers, several options offer competitive rates: Wise and Revolut typically provide excellent exchange rates (0.3-0.8% margin), DBS Remit and UOB Mighty FX are strong options if you have accounts with these Singapore banks, and PayPal offers convenience but with higher fees (3-4% markup). For large amounts, compare providers carefully—a 0.5% difference on $10,000 means S$65 saved.
Why is the Singapore Dollar relatively stable against USD?
Manhattan finance professionals relocating to Singapore benefit when dollar exceeds S$1.36, stretching $200K salaries to S$272K versus S$260K at S$1.30. MAS adjusts SGD NEER band quarterly (April, July, October, January) versus Fed's 8 meetings—creating predictable policy cycles. US tech workers in Singapore (50,000+ Americans) converting salaries watch for dollar strength; rate shift from S$1.32 to S$1.36 adds S$20K to $500K conversions annually. Singapore's zero capital gains tax on property makes USD-SGD conversions critical for American investors timing condo purchases in Orchard or Marina Bay.
Can I get better than the mid-market rate for USD to SGD?
No. The mid-market rate (interbank rate) shown here is the fairest benchmark—it's what banks trade at among themselves. Retail services add margins: traditional banks charge 2-4% markup, money changers in Singapore 1-2%, and digital platforms like Wise 0.4-0.8%. Always compare the final SGD amount you receive after ALL fees, not just the advertised exchange rate or transfer fee.
Is now a good time to convert Dollars to Singapore Dollars?
Timing depends on your situation. For regular transfers (expat salary, student tuition), dollar-cost averaging works best—convert consistently rather than timing the market. For large one-time transfers (property purchase, business investment), monitor US inflation data, MAS policy announcements, and regional economic trends. The USD/SGD rate tends to be less volatile than other Asian currencies, so extreme timing strategies are less critical here.
Popular SGD Currency Pairs
Related Guides
Exchange Rates Guide
Understand markups and get the real mid-market rate.
International Money Transfer Guide
Send money abroad safely — methods, costs & tips.
Compare Money Transfer Fees
Find the cheapest service for sending money internationally.
How to Save on Transfer Fees
Practical ways to cut the cost of every transfer.