Skrill Fee Calculator
Skrill prices every country differently. Pick yours to see what a withdrawal, a Skrill-to-Skrill transfer or a currency conversion actually costs — taken from Skrill’s own published schedules.
Visit Official Skrill WebsiteSkrill wallet — United States
fee $0.00
Skrill publishes a different schedule for each country. Picking one sets the currency to its default, which you can then change.
For a live rate on a specific route, use the transfer tab above.
Free to other Skrill customers in the same country. Sending abroad costs 2.99%.
Calculate Transfer Fees
What a Skrill Money Transfer to an overseas bank account costs
You Send
Recipient Gets
* Estimated typical cost: the live mid-market rate minus this provider's typical exchange-rate markup, plus its typical fee. Real cost varies by corridor, amount, delivery and payment method, and promotions — check the provider for a live quote.
Also worth checking: WiseWise uses the real mid-market rate with one clear fee and no markup hidden in the exchange rate. Worth a look before you send.
See Wise’s rateSkrill Money Transfer charges no transfer fee to send to a bank account abroad, so the cost is entirely in the exchange rate. That is why the figure above is a percentage rather than a flat charge, and why it is the number to compare against providers who advertise a low fee but a wider rate.
Every Skrill fee, for your country
Skrill publishes a separate fee schedule for every country it operates in, and they differ by more than rounding: the exchange margin is 3.99% in Germany and 4.99% in the UK, adding money is free across most of Europe and 2.5% in India, and an idle account is charged after six months almost everywhere but twelve in the United States. Pick yours rather than reading an average.
One note on the currencies below. Skrill sets its fixed fees in euros and converts them at its own rate when it charges you, which is why a British account sees a €3.50 minimum rather than a round pound figure. The United States is the exception — its schedule is written natively in dollars, so a US account pays USD 5.50 rather than €5.50 converted. The table shows whichever currency Skrill publishes for the country you pick, so the figures match the schedule rather than a conversion of it.
| Money in | |
|---|---|
| Add money, local methods | Free |
| Add money, international methods | Free |
| Receive money into your wallet | Free |
| Paying a merchant from your wallet | Free |
| Sending | |
| To another Skrill account2.99% abroad from August 17, 2026 | Free at home |
| Abroad, funded by bank transfer | — |
| Abroad, funded by debit cardalso PaysafeCash, Klarna | — |
| Abroad, funded by credit card | — |
| Within the same country | — |
| Money out | |
| Withdrawminimum USD 0.50 | 1.5%, or a flat EUR 0.00 |
| Currency conversionbuilt into the exchange rate, not shown as a fee | 3.99% |
| Prepaid card | |
| Card annual fee | USD 10.00 |
| ATM withdrawal | USD 2.5 |
| Paying in shops | Free |
| Card used abroad | No FX fee |
| Other charges | |
| Service fee on an idle accountafter 12 months without a login or transaction | USD 5.00 a month |
Every figure is taken from Skrill’s published schedule for United States. A dash means Skrill does not state a fee for that item on this country’s page — not that it is free. Amounts shown in euros are the currency Skrill publishes them in; it converts them at its own rate when it charges you.
Ever heard of Skrill? It's basically PayPal's European cousin that's been around since 2001 (back when it was called Moneybookers). With 40 million users, Skrill is huge for online gaming, forex trading, and crypto. If you've ever deposited money to a betting site or trading platform, you've probably seen Skrill as an option. It's not as mainstream in the US as Venmo or Cash App, but it's a powerhouse for international transactions.
The headline is genuinely good: sending money abroad by bank transfer costs nothing. Fund the same transfer with a debit card and it is up to 1%; with a credit card, up to 2.99%. Sending to another Skrill wallet is 2.99%, or 1.45% once your account is verified as a True Skriller, with a €0.50 minimum either way.
Getting money out is where it stops being free, and where most people misread the schedule. Skrill lists a rate per withdrawal method rather than one withdrawal fee: a UK account can pay 0%, 1.75%, 1.99%, 2% or 3.49% depending on the route, or a flat €5.50 for a bank transfer. Those are alternatives, not additions — you pay one of them, not several. The cheapest route is often several times cheaper than the most expensive, which is worth thirty seconds of checking before you cash out.
The cost that catches people is the one they never see. Skrill converts at its own exchange rate, which sits 3.99% to 4.99% below mid-market depending on your country, and that margin is inside the rate rather than itemised as a fee. On a cross-border transfer it is usually larger than everything else combined. Keep the whole transaction in one currency and you avoid it.
What makes Skrill different? You can trade 40+ cryptocurrencies right in your wallet, and they'll give you a prepaid Mastercard to spend your balance anywhere. It's like having a checking account, crypto exchange, and international wire service all in one app.
Our calculator breaks down exactly what you'll pay for any Skrill transaction: deposits, withdrawals, transfers, FX conversion, you name it. Just remember: if you don't log in for six months — twelve if you are in the US — Skrill starts charging a service fee of about €5.00 a month until you do.
How Skrill fees are calculated
Skrill charges by method rather than by product, which is why a single “Skrill fee” does not exist. The same $500 costs different amounts depending on how you fund it, how you take it out, and whether a currency changes hands along the way. Three things set your price: the country your account is registered in, the route you pick, and whether your account is verified.
What Skrill charges for
- Adding money: free on local methods in most countries, up to 2.5% elsewhere
- Skrill to Skrill: 2.99%, or 1.45% verified, minimum €0.50
- Sending abroad: free by bank, up to 1% by debit card, up to 2.99% by credit card
- Paying a merchant or receiving money: nothing
- Withdrawing: a rate per method, from 0% to 3.49%, or a flat €5.50 by bank
- Currency conversion: 3.99% to 4.99% inside the exchange rate
- Prepaid card: annual fee, ATM fee, and an FX fee abroad
- Crypto: 1.50%, falling to 1.30% at the top VIP tier
Verification is the lever most people overlook. Skrill splits customers into Skrillers and True Skrillers, and completing identity verification halves the Skrill-to-Skrill rate from 2.99% to 1.45%. It costs nothing to do and applies to every future transfer, which on regular sending is worth more than any other saving on this page.
Worked example: sending $500 to another Skrill user
- • Unverified (Skriller), 2.99%: fee $14.95, they receive $485.05
- • Verified (True Skriller), 1.45%: fee $7.25, they receive $492.75
- • Either way, add nothing if both wallets hold the same currency
- • Convert currencies and the exchange rate margin adds roughly $20–$25 more
The conversion costs more than the transfer fee. That is the single most useful thing to know about Skrill pricing.
Minimums, limits and how long transfers take
Two different things get called a minimum, and conflating them causes most of the confusion around Skrill withdrawals. A minimum fee is the floor on what Skrill charges: €0.50 on a Skrill-to-Skrill transfer, €0.99 to €3.50 on a withdrawal depending on the method, €1.00 on an ATM withdrawal with the Mastercard. Those are published on every country’s fee page and the calculator above applies them.
A minimum amount — the smallest sum you are allowed to deposit or withdraw — is a different matter, and Skrill does not put it on the fee schedule at all. Its pages say only that “maximum and minimum withdrawal limits are applicable, following clause 12.2 of Skrill’s Terms of Use”, and the figures vary by method, currency and how far your account is verified. Anyone quoting you a single universal minimum deposit for Skrill is guessing. Check the limit shown in your own account before planning around it.
The same applies to transfer limits. Skrill raises them as you complete verification, which is why an unverified account can find a withdrawal blocked that a verified one would clear without comment. If you are hitting a ceiling rather than a fee, verification is usually the fix.
On timing: Skrill quotes the applicable fee before you confirm any transaction, and the speed follows the method rather than the amount. Wallet-to-wallet transfers land immediately. Card withdrawals are quick. Bank withdrawals take the longest, which is the trade for their being among the cheapest routes — and on a large withdrawal, waiting is worth real money rather than a rounding difference.
Using the Skrill Fee Calculator
Our Skrill fees calculator simulates Skrill's exact fee structure for different transaction types. Enter your payment amount, select your currency, and see instant calculations showing the percentage fee, total cost, and net amount you'll receive or pay. The calculator helps you understand costs before committing to a transaction.
Key Features:
- Real-time fee calculations
- Multi-currency support (40+ currencies)
- Business and personal transfers
- Detailed fee breakdowns
Perfect For:
- • Online merchants and sellers
- • Freelancers receiving payments
- • Cryptocurrency traders
- • International money transfers
- • Online gaming transactions
The calculator is especially useful for businesses and individuals comparing money transfer services. Skrill's free bank transfers and competitive Skrill-to-Skrill rate (1.45%) can result in significant savings compared to traditional services, particularly for international transfers and remittances.
Comparing Skrill with Other Money Transfer Services
Skrill's fees are generally more competitive than PayPal but higher than specialized international transfer services. With 2.99% and no fixed fee, Skrill is particularly attractive for smaller transactions where fixed fees hurt. However, Stripe's 2.9% + $0.30 may be cheaper for transactions over $15.
Skrill vs Competitors:
Skrill Advantages:
- • Lower fees than PayPal
- • No fixed transaction fees
- • Free Skrill-to-Skrill transfers
- • Cryptocurrency support
- • Prepaid Mastercard available
- • VIP program with fee discounts
Skrill Disadvantages:
- • Less brand recognition than PayPal
- • High currency conversion fees (3.99%)
- • Inactivity fees after 12 months
- • Limited buyer protection
- • Not accepted everywhere
- • Account verification can be slow
For international transfers, Skrill is moderately priced but still expensive compared to specialized services like Wise or Remitly. Currency conversion fees of 3.99% add up quickly. However, Skrill's unique cryptocurrency features and gaming industry acceptance make it valuable for specific use cases.
Tips to Save on Skrill Fees
Use Skrill-to-Skrill
Send money between Skrill accounts using email addresses completely free. Perfect for peer-to-peer payments and splitting bills with friends who also use Skrill.
Upload via Bank Transfer
Fund your Skrill wallet using bank transfer instead of credit/debit cards. Bank transfers are free, while cards incur a 2.5% upload fee.
Join VIP Program
Skrill runs VIP tiers for high-volume users. The published effect on this page’s fees is on crypto, where the rate falls from 1.50% to 1.40% at Silver and 1.30% at Gold or Diamond. Skrill sets the qualifying volumes itself and does not put them on the fee schedule, so check your account rather than a threshold quoted elsewhere.
Avoid Currency Conversion:
Whenever possible, keep funds in the currency you'll use for payments. Skrill's 3.99% currency conversion fee is significant. For large international transfers, consider specialized services like Wise which offer better exchange rates and lower overall costs.
Stay Active:
Log in or make a transaction at least once every six months — twelve if you are in the US — and the service fee never applies. A calendar reminder costs nothing; the fee is about €5.00 every month once it starts.
Frequently Asked Questions
How much does Skrill charge?
It depends on the action and your country. Paying a merchant from your wallet and receiving money are free. Sending to another Skrill user is 2.99%, or 1.45% once verified, with a EUR 0.50 minimum. Sending abroad is free by bank transfer, up to 1% by debit card and up to 2.99% by credit card. Withdrawing runs from 0% to 3.49% depending on the method, or a flat EUR 5.50 by bank. Any currency conversion adds 3.99% to 4.99% inside the exchange rate.
Are Skrill money transfers free?
Some are. Sending money abroad by bank transfer costs nothing, and so does paying a merchant or receiving money into your wallet. Sending to another Skrill user is not free - it is 2.99%, or 1.45% if your account is verified. Adding money is free on local methods in most countries. The cost people miss is currency conversion, which adds 3.99% to 4.99% inside the exchange rate rather than appearing as a fee.
What are Skrill international transfer fees?
Skrill Money Transfer charges nothing to send abroad by bank transfer, up to 1% by debit card, PaysafeCash or Klarna, and up to 2.99% by credit card. A same-currency international transfer can carry a separate fee of up to 4.99%, and the exchange rate mark-up is up to 4.99% on top when currencies change. Recipients are never charged. The bank-funded route is the one worth using.
Does Skrill charge monthly fees?
Skrill charges no monthly account fee. It does charge a service fee of about EUR 5.00 a month (USD 5.00 in the US) once an account has gone unused, and the window is shorter than most people assume: six months almost everywhere, twelve months in the United States. A single login or transaction resets it.
Can I receive cryptocurrency with Skrill?
Yes, Skrill supports buying, selling, and holding over 40 cryptocurrencies including Bitcoin, Ethereum, and Litecoin. Crypto transactions have separate fees of approximately 1.5% for purchases and sales, making Skrill a convenient all-in-one wallet for both fiat and digital currencies.
Is a Skrill to Skrill transfer free?
No. Sending to another Skrill account costs 2.99% of the amount, falling to 1.45% once your account is verified as a True Skriller, with a minimum of EUR 0.50 either way. There is no cap. Receiving money is free. The one exception is the United States, where Skrill-to-Skrill payments between US customers are free, with a 2.99% fee on payments sent abroad from 17 August 2026.
What are Skrill's charges?
Sending to another Skrill user is 2.99%, or 1.45% verified. Adding money is free on local methods in most countries. Paying merchants and receiving money are free. Withdrawing runs 0% to 3.49% by method or a flat EUR 5.50 by bank. Currency conversion adds 3.99% to 4.99%. The prepaid card has an annual fee, an ATM fee and an FX fee abroad. There is no monthly charge, but an idle account is billed a service fee of about EUR 5.00 a month after 6 months of inactivity, or 12 months in the US.
What is the Skrill withdrawal fee?
Skrill's withdrawal fee depends on the method and your region. Cashing out to a bank account carries a flat fee, while withdrawals to a card or in a different currency also add Skrill's currency-conversion margin of up to 3.99%. Bank withdrawal is generally the cheapest route - check the exact figure for your account in the calculator above.
Does Skrill charge an ATM fee?
Yes, and it takes two shapes. The US Skrill Visa card charges a flat $2.50 per ATM withdrawal. The Skrill Prepaid Mastercard used elsewhere charges 1.75% of the amount with a minimum of EUR 1.00, introduced on 1 April 2026. Either way the ATM operator may add its own charge, and using the card in a foreign currency adds Skrill's FX fee of up to 3.99% on top.
What is the Skrill exchange rate and conversion fee?
Skrill sets its own exchange rate, updated continuously through the day, and adds a foreign exchange fee of 3.99% to 4.99% depending on your country - the UK and India sit at 4.99%, Germany and the US at 3.99%. It is built into the rate rather than shown as a separate line, so it does not appear on your receipt. On a cross-border transfer it is usually the single largest cost, larger than the transfer fee itself. Keeping a transaction in one currency avoids it entirely.
What is the Skrill inactivity fee?
Skrill charges no monthly account fee. It does charge a service fee of about EUR 5.00 a month (USD 5.00 in the US) once an account has gone unused, and the window is shorter than most people assume: six months almost everywhere, twelve months in the United States. A single login or transaction resets it. It keeps being charged until you use the account or the balance reaches zero.
Last Updated: June 9, 2026 | Skrill fees are subject to change. Please verify current rates on the official Skrill website.
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