USD to INR Exchange Rate Today
Convert US Dollars to Indian Rupees with live USD/INR rates for NRI remittances, family support, or India investments. 30-minute updates help you send money to India at the best time with maximum rupee value.
1000 USD =
94,980.00INR
1 INR = 0.0105 USD
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Compare money transfer service fees for the best rates
USD to INR conversion table
Common amounts at the current mid-market rate of 1 USD = 94.98 INR.
Mid-market rate: the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.
What you actually get for 1,000 USD
Nobody converts at the mid-market rate. At 1 USD = 94.98 INR, a perfect conversion of 1,000 USD would be 94,980 INR. Here is what 12 services would really send, fee and exchange-rate margin included.
On 1,000 USD, the gap between the best and worst option here is 3,229 INR for the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.
Typical pricing for a bank-funded transfer to a bank account, not a live quote. Promotional offers and payment method can change it. Check the provider before sending. Where we price a service from its own recent quotes, its row uses the fee and rate margin from that quote. Some services we price from their own quotes are not in this table, because their quote for this pair depends on a payment or delivery choice or we hold none for it, so “cheapest” is among the services shown. Each is priced on its own calculator.
Frequently Asked Questions
What is the current USD to INR exchange rate?
On October 16, 2026, the US Dollar to Indian Rupee mid-market rate was 1 USD = 94.98 INR. The rate fluctuates based on RBI (Reserve Bank of India) policy, US Federal Reserve decisions, India's economic growth, oil prices, and foreign investment flows. Check our live converter above for today's exact USD/INR rate, updated every 30 minutes.
What's the best way to send money from USA to India?
For USD to INR transfers, NRIs (Non-Resident Indians) have several options: Wise and Remitly offer app-based transfers, Western Union and MoneyGram provide fast transfers, and banks like HDFC, ICICI, and SBI have dedicated NRI remittance services. Compare exchange rates and transfer fees: even a 0.5% difference matters on large amounts. The comparison above shows current costs for the services it can price on this route.
Why does the Dollar to Rupee rate keep changing?
USD/INR fluctuates based on India's trade deficit (India imports more than exports, creating rupee demand for dollars), RBI currency interventions, FII (Foreign Institutional Investor) flows in Indian stock markets, US interest rates, crude oil prices (India imports 80% of oil), and global risk sentiment affecting emerging market currencies like the rupee.
Can I get better than the mid-market rate for USD to INR?
No. The mid-market rate shown here is the fairest benchmark: no one gets better than this. Banks and services add margins: traditional banks build a markup into their rate, and dedicated remittance services add their own margin or fee. Modern platforms like Wise charge too, through a fee, a margin or both. Always compare the final INR amount you receive, not just advertised fees.
Is now a good time to convert Dollars to Rupees?
Timing depends on your needs. Monitor RBI monetary policy announcements, US inflation data, and India's GDP growth reports. For regular remittances (family support), use dollar-cost averaging: send smaller amounts monthly rather than timing the market. For large transfers (property purchase, investments), watch for rupee weakness (when USD/INR is high) to maximize your rupees.
Popular INR Currency Pairs
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