CHF to EUR Exchange Rate Today
Convert Swiss Francs to Euros with live CHF/EUR rates for European travel, cross-border shopping, or EU property. Navigate SNB-ECB policy impacts effectively.
1000 CHF =
1,060.03EUR
1 EUR = 0.9434 CHF
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Compare money transfer service fees for the best rates
CHF to EUR conversion table
Common amounts at the current mid-market rate of 1 CHF = 1.06 EUR.
Mid-market rate — the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.
What you actually get for 1,000 CHF
Nobody converts at the mid-market rate. At 1 CHF = 1.06 EUR, a perfect conversion of 1,000 CHF would be 1,060 EUR. Here is what 7 services would really send, fee and exchange-rate margin included.
On 1,000 CHF, the gap between the best and worst option here is 22.90 EUR — the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.
Typical pricing for a bank-funded transfer, not a live quote — promotional offers and payment method can change it. Check the provider before sending. Rows marked est. use the provider's general figure, and CHF est. one measured for CHF sends but not for EUR specifically. Neither is ranked cheapest.
Frequently Asked Questions
What is the current CHF to EUR exchange rate?
The Swiss Franc to Euro rate typically ranges between €0.92-1.00 per CHF1. Swiss National Bank (SNB) and European Central Bank (ECB) policies heavily influence this rate. In 2011-2015, SNB maintained CHF floor at €1.20 to protect Swiss exporters. The dramatic 2015 removal caused CHF to surge to €0.85 (parity), devastating Swiss tourism and exports.
Why did SNB remove the EUR/CHF floor in 2015?
ECB's quantitative easing (QE) weakened euro, forcing SNB to buy unlimited euros to maintain the floor, which was unsustainable. On January 15, 2015, SNB surprised markets by abandoning the €1.20 peg. CHF surged 30% instantly, causing massive losses for forex traders and Swiss exporters. This event still affects Swiss-EU economic relations and cross-border shopping patterns today.
What's the best way to get Euros with Swiss Francs?
Use Swiss banks like Raiffeisen or PostFinance (1-2% spread), cross-border shopping in Germany or France (often accept CHF near border), Wise or Revolut for transfers (0.3-0.5% fees), or withdraw euros from ATMs in eurozone. Many Swiss near borders shop in Germany/France where prices are 20-30% lower even accounting for exchange rate.
When should I convert CHF to EUR?
Geneva cross-border workers earning CHF100K benefit when franc exceeds €0.97, gaining €97K versus €93K at €0.93 for Annecy or Lyon living costs. SNB's €1.20 floor defense (abandoned 2015) created a historic opportunity: the franc surged 30% overnight. French/German/Italian workers (350,000+ commute to Switzerland) time salary conversions around ECB meetings. The difference between €0.93 and €0.97 equals €4K on CHF100K annually, enough to fund extra European holidays or property deposits.
Can I use Swiss Francs in neighboring European countries?
Partially. Some shops in German, French, and Italian border towns accept CHF, but rates are poor (often €1.00 per CHF1 vs better market rates). Tourist areas in Germany's Black Forest and France's Alsace commonly take CHF. However, always better to convert to euros first for purchases beyond immediate border zone.
Popular EUR Currency Pairs
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