CAD to PHP Exchange Rate Today
Canadian Dollar to Philippine Peso conversion for Canada's 900,000+ Filipino community. Track CAD/PHP for remittances from Toronto, Vancouver, Calgary to Manila, Cebu, Davao via GCash.
1000 CAD =
44,467.63PHP
1 PHP = 0.0225 CAD
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Compare money transfer service fees for the best rates
CAD to PHP conversion table
Common amounts at the current mid-market rate of 1 CAD = 44.47 PHP.
Mid-market rate: the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.
What you actually get for 1,000 CAD
Nobody converts at the mid-market rate. At 1 CAD = 44.47 PHP, a perfect conversion of 1,000 CAD would be 44,468 PHP. Here is what 6 services would really send, fee and exchange-rate margin included.
On 1,000 CAD, the gap between the best and worst option here is 1,664 PHP for the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.
Typical pricing for a bank-funded transfer to a bank account, not a live quote. Promotional offers and payment method can change it. Check the provider before sending. Where we price a service from its own recent quotes, its row uses the fee and rate margin from that quote. Some services we price from their own quotes are not in this table, because their quote for this pair depends on a payment or delivery choice or we hold none for it, so “cheapest” is among the services shown. Each is priced on its own calculator.
Frequently Asked Questions
What is the Canadian Dollar to Philippine Peso exchange rate?
On October 16, 2026, the mid-market rate was 1 CAD = 44.47 PHP. Canada has one of the world's largest Filipino populations outside the Philippines: over 900,000 Filipino-Canadians, making CAD/PHP a major Canadian remittance corridor. The Philippines receives over $4 billion annually from Canada alone. Exchange rates depend on Bank of Canada policy, Philippine economic conditions, and CAD/USD movements (since PHP tracks USD). Mid-market CAD/PHP rates in the converter refresh every 30 minutes.
How can Filipino-Canadians send money to the Philippines?
Filipino-Canadians have excellent remittance options tailored to the Canada-Philippines corridor: Remitly, Wise, XE Money Transfer, WorldRemit (instant to GCash, Philippine banks), Western Union or MoneyGram (extensive agent network); digital wallets (GCash, PayMaya increasingly popular); or Canadian-Philippine specialized services like Coins.ph partnerships. For the 900K+ community in Toronto, Vancouver, Calgary, Winnipeg, compare total PHP received, since it varies between providers.
Do Canadian banks give good exchange rates for Philippine pesos?
No. Canadian banks (RBC, TD, Scotiabank, BMO, CIBC) typically build a markup into their CAD to PHP exchange rate on top of a transfer fee, which is expensive for regular remittances. Dedicated remittance services such as Remitly, Wise and XE are the usual alternative. The comparison above shows current costs for the services it can price on this route. For the 900,000+ Filipino-Canadians (healthcare workers, caregivers, skilled professionals), the gap matters: most send monthly family support, so savings compound significantly over time.
Why is the Filipino-Canadian community so large?
Canada's Filipino community (900K+) grew through: healthcare worker recruitment (nurses, caregivers highly valued in Canadian system), Temporary Foreign Worker Program, Provincial Nominee Programs, family reunification, and Canada's welcoming immigration policies. Major concentrations exist in Toronto GTA (400K+), Greater Vancouver (150K+), Calgary, Winnipeg, and Edmonton. This creates one of the world's most significant remittance corridors: Filipino-Canadians sent $4B+ to the Philippines in recent years, supporting families and driving Philippine economy.
When is the best time to send Canadian dollars to the Philippines?
For regular monthly family support (very common among Filipino-Canadians), consistent transfers work well, since market timing rarely helps small amounts. For large transfers (property purchase in Manila/provinces, bahay construction, medical expenses, business investment), watch: Bank of Canada rate decisions, Canadian inflation data, oil prices (affect CAD), Philippine Bangko Sentral policy, and CAD/USD movements. Holiday seasons (Christmas, New Year) see peak demand. Rate alert apps help catch favorable CAD/PHP peaks for major transfers.
Popular PHP Currency Pairs
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