CAD to PHP Exchange Rate Today
Canadian Dollar to Philippine Peso conversion for Canada's 900,000+ Filipino community. Track CAD/PHP for remittances from Toronto, Vancouver, Calgary to Manila, Cebu, Davao via GCash.
1000 CAD =
45,075.09PHP
1 PHP = 0.0222 CAD
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Compare money transfer service fees for the best rates
CAD to PHP conversion table
Common amounts at the current mid-market rate of 1 CAD = 45.08 PHP.
| CAD | PHP |
|---|---|
| 1 CAD | 45.08 PHP |
| 5 CAD | 225.38 PHP |
| 10 CAD | 450.75 PHP |
| 25 CAD | 1,127 PHP |
| 50 CAD | 2,254 PHP |
| 100 CAD | 4,508 PHP |
| 500 CAD | 22,538 PHP |
| 1,000 CAD | 45,075 PHP |
| 5,000 CAD | 225,375 PHP |
| PHP | CAD |
|---|---|
| 1 PHP | 0.0222 CAD |
| 5 PHP | 0.1109 CAD |
| 10 PHP | 0.2219 CAD |
| 25 PHP | 0.5546 CAD |
| 50 PHP | 1.11 CAD |
| 100 PHP | 2.22 CAD |
| 500 PHP | 11.09 CAD |
| 1,000 PHP | 22.19 CAD |
| 5,000 PHP | 110.93 CAD |
Mid-market rate — the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.
What you actually get for 1,000 CAD
Nobody converts at the mid-market rate. At 1 CAD = 45.02 PHP, a perfect conversion of 1,000 CAD would be 45,020 PHP. Here is what 12 services would really send, fee and exchange-rate margin included.
| Service | Their rate | Fee | You get |
|---|---|---|---|
| Paysendcheapest | 45.02 | 3.00 CAD | 44,885 PHP |
| MoneyGram | 44.81 | 1.49 CAD | 44,739 PHP |
| Instarem | 44.68 | — | 44,682 PHP |
| Taptap Send | 44.66 | — | 44,659 PHP |
| Wise | 45.02 | 8.32 CAD | 44,645 PHP |
| XE | 44.57 | — | 44,569 PHP |
| Sendwave | 44.53 | 0.9900 CAD | 44,489 PHP |
| WorldRemit | 44.44 | — | 44,441 PHP |
| Ria Money Transfer | 44.38 | 0.9900 CAD | 44,336 PHP |
| Western Union | 44.25 | 0.9900 CAD | 44,210 PHP |
| Xoom | 44.11 | — | 44,107 PHP |
| OFX | 43.38 | 15.00 CAD | 42,734 PHP |
On 1,000 CAD, the gap between the best and worst option here is 2,151 PHP — the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.
Typical pricing for a bank-funded transfer, not a live quote — promotional offers and payment method can change it. Check the provider before sending.
Frequently Asked Questions
What is the Canadian Dollar to Philippine Peso exchange rate?
The CAD to PHP exchange rate typically ranges between 40-44 PHP per 1 CAD. Canada has one of the world's largest Filipino populations outside the Philippines: over 900,000 Filipino-Canadians, making CAD/PHP a major Canadian remittance corridor. The Philippines receives over $4 billion annually from Canada alone. Exchange rates depend on Bank of Canada policy, Philippine economic conditions, and CAD/USD movements (since PHP tracks USD). Our converter updates every 30 minutes with real mid-market rates.
How can Filipino-Canadians send money to the Philippines?
Filipino-Canadians have excellent remittance options tailored to the Canada-Philippines corridor: Remitly (very popular, fast PHP transfers, widely used in Toronto/Vancouver), Wise (competitive mid-market rates), XE Money Transfer, WorldRemit (instant to GCash, Philippine banks), Western Union or MoneyGram (extensive agent network); digital wallets (GCash, PayMaya increasingly popular); or Canadian-Philippine specialized services like Coins.ph partnerships. For the 900K+ community in Toronto, Vancouver, Calgary, Winnipeg, compare total PHP received, since differences can be 2-5% between providers.
Do Canadian banks give good exchange rates for Philippine pesos?
No. Canadian banks (RBC, TD, Scotiabank, BMO, CIBC) typically charge 3-5% above mid-market for CAD to PHP conversions plus $15-40 transfer fees, which is expensive for regular remittances. Dedicated remittance services are far superior: Remitly charges 1-3%, Wise ~0.5-1%, XE 1-2%. For the 900,000+ Filipino-Canadians (healthcare workers, caregivers, skilled professionals), specialized services save 50-70% compared to banks. Most send monthly family support, so savings compound significantly over time.
Why is the Filipino-Canadian community so large?
Canada's Filipino community (900K+) grew through: healthcare worker recruitment (nurses, caregivers highly valued in Canadian system), Temporary Foreign Worker Program, Provincial Nominee Programs, family reunification, and Canada's welcoming immigration policies. Major concentrations exist in Toronto GTA (400K+), Greater Vancouver (150K+), Calgary, Winnipeg, and Edmonton. This creates one of the world's most significant remittance corridors: Filipino-Canadians sent $4B+ to the Philippines in recent years, supporting families and driving Philippine economy.
When is the best time to send Canadian dollars to the Philippines?
For regular monthly family support (very common among Filipino-Canadians), consistent transfers work well, since market timing rarely helps small amounts. For large transfers (property purchase in Manila/provinces, bahay construction, medical expenses, business investment), watch: Bank of Canada rate decisions, Canadian inflation data, oil prices (affect CAD), Philippine Bangko Sentral policy, and CAD/USD movements. Holiday seasons (Christmas, New Year) see peak demand. Rate alert apps help catch favorable CAD/PHP peaks for major transfers.
Popular PHP Currency Pairs
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