Crypto.com Fee Calculator
The Crypto.com Visa card charges for foreign currency, ATM cash above a free limit and card top-ups, and how much depends on your region and card. Enter a month to see what yours costs.
Crypto.com Card Fee Calculator
Foreign currency 3% on Midnight Blue · ATM 2% above the free limit · debit top-ups 1%
What the card charges
From Crypto.com's card fee table for the United States. Foreign-currency allowances and the free ATM limit reset each calendar month, and ATM operators' own surcharges count towards the limit. Which card you hold depends on your Level Up plan or CRO lockup, not priced here, and the app's trading fee is shown on the trade preview. Crypto prices move, and this calculator prices fees only.
Crypto.com card fees, by region
The UK and European foreign-currency rules took effect on October 1, 2026, and Canada's monthly allowances on September 1, 2026. Allowances and free ATM limits reset each calendar month. Replacement cards cost $7 or $50 in the US, C$10 or C$70 in Canada, and £45.01 or £50 in the UK, depending on the card.
$1,000 spent abroad, by card
One month's spending of $1,000 (or £1,000) in another currency, before any ATM or top-up fee. In Canada the same month costs C$20.00 on Midnight Blue, C$6.00 on Ruby Steel and nothing on the rest; in Europe it matches the UK in euros. The higher cards need a Level Up plan or a CRO lockup, which this page does not price.
Crypto.com app fees
What Crypto.com does not publish
Outside the EEA, the app's fee to buy, sell or convert crypto appears only on the trade preview, so this page does not price it. The card tier you hold comes from a Level Up plan or a CRO lockup, whose terms change and are not priced here. Card issuers may add their own fees on a card top-up, and ATM operators may charge a surcharge.
Crypto.com fees: common questions
What fees does the Crypto.com card charge?
It depends on where your card is from and which card you hold. The fees that add up month to month are foreign currency, ATM cash above a free limit and card top-ups. In the US, Midnight Blue, Ruby Steel and Jade Green / Royal Indigo pay 3% on non-USD spending and ATM cash, ATM cash above the free limit costs 2%, and topping up costs 1% by debit card, 2.99% by credit card or 2.1% by PayPal. Icy White, Rose Gold and Obsidian pay no foreign-currency fee.
Does Crypto.com charge foreign transaction fees?
On its lower card tiers, yes. In the US: Midnight Blue 3%, Ruby Steel 3%, Jade Green / Royal Indigo 3%; Icy White, Rose Gold and Obsidian no fee. In Canada: Midnight Blue 2%, Ruby Steel free to C$700 a month, then 2%, Jade Green / Royal Indigo free to C$1,400 a month, then 2%; Icy White, Rose Gold and Obsidian no fee. In the UK and Europe, from October 1, 2026: Inside the EU and UK, 0.2% on Midnight Blue, Ruby Steel, Jade Green / Royal Indigo; outside it, Midnight Blue 2%, Ruby Steel free to £400 a month, then 2%, Jade Green / Royal Indigo free to £800 a month, then 2%; Icy White, Rose Gold and Obsidian no fee.
What are Crypto.com ATM fees?
In the US: 2% above a monthly free limit: $200 Midnight Blue, $400 Ruby Steel, $800 Jade Green / Royal Indigo, $1,000 Icy White / Rose Gold, $1,000 Obsidian. In the UK: 2% above a monthly free limit: £180 Midnight Blue, £360 Ruby Steel, £720 Jade Green / Royal Indigo, £720 Icy White / Rose Gold, £900 Obsidian. In Europe: 2% above a monthly free limit: €200 Midnight Blue, €400 Ruby Steel, €800 Jade Green / Royal Indigo, €800 Icy White / Rose Gold, €1,000 Obsidian. Canada's fee table lists no ATM fee. An ATM operator's own surcharge counts towards the limit, and cash in another currency also pays the foreign-currency fee.
How much does Crypto.com charge to buy crypto?
In the EEA, Crypto.com publishes 0.8% to buy crypto with cash, 0.8% to exchange one crypto for another and up to 4% to buy with a debit or credit card. In the US, the UK and Canada it publishes no figure: it says it may charge an admin fee set by market conditions, volatility and liquidity, which shows on the trade preview before you confirm.
What does it cost to top up the Crypto.com card?
In the US, 1% by debit card, 2.99% by credit card and 2.1% by PayPal, so $29.90 on a $1,000 credit card top-up. In the UK and Europe, 1% by debit or credit card. Canada's fee table lists no top-up fee.
What are Crypto.com fees in the UK?
From October 1, 2026, non-GBP card spending and ATM cash costs 0.2% inside the EU and UK on Midnight Blue, Ruby Steel and Jade Green / Royal Indigo. Outside it, Midnight Blue pays 2%, Ruby Steel is free up to £400 a month and Jade Green / Royal Indigo up to £800, then 2%. ATM cash is free up to between £180 and £900 a month, depending on the card, then 2%; card top-ups cost 1%.
What are Crypto.com fees in Canada?
Midnight Blue pays 2% on non-CAD purchases and ATM cash. Since September 1, 2026, Ruby Steel is free up to C$700 a month and Jade Green / Royal Indigo up to C$1,400, then 2%; the other cards pay no foreign-currency fee. Canada's fee table lists no ATM or top-up fee; a replacement card costs C$10 (Midnight Blue) or C$70.
Does Crypto.com charge an inactivity fee?
After 12 months without card activity, Crypto.com charges $5.95 a month in the US (since September 1, 2026) and £6 or €6 in the UK and Europe (since October 1, 2026), until you use the card again. Canada's fee table lists none.
Does Crypto.com charge to deposit or withdraw cash?
In the US, ACH deposits and withdrawals and wire deposits are free from Crypto.com, and a PayPal deposit to the USD account costs 1.99%. In Canada, Interac deposits are free. In the EEA, bank deposits are free and a SEPA withdrawal costs €1. Your own bank may charge too.
Related calculators
Complete Fee Comparison Guide
Learn how to compare fees across different money transfer services and find the best deals.
Money Transfer Fees Explained
Every fee on an international transfer, from the exchange-rate markup to card, cash pickup and bank wire charges, and how to see the real price.
Kraken Fee Calculator
App and Kraken Pro trading, deposits and withdrawals
RedotPay Fee Calculator
A crypto card’s spending and top-up fees
Revolut Fee Calculator
Transfers, exchange and plan fees
Exchange Rate Markup Calculator
Find the margin in any quoted rate
Last Updated: Fees read from Crypto.com's card fee tables for the US, the UK, Canada and Europe, its EEA fees and limits, purchase fee, ACH and PayPal deposit articles on October 19, 2026. More fintech calculators.