BOSS Money Fee Calculator

See the real cost of a BOSS Money transfer from the US — the fee plus the exchange-rate markup — beyond the first-3-transfers promo.

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Calculate Transfer Fees

Calculate your BOSS Money transfer cost — measured from BOSS Money’s own live standard rates, not the intro promo

You Send

From Country

Amount to Send

$USD

Recipient Gets

To Country

BOSS Money Fee Structure

Fee: $0.99Rate markup: 0.94%Estimate · verified 2026-07

* Estimated typical cost: the live mid-market rate minus this provider's typical exchange-rate markup, plus its typical fee. Real cost varies by corridor, amount, delivery and payment method, and promotions — check the provider for a live quote.

Also worth checking: Wise

Wise uses the real mid-market rate with one clear fee and no markup hidden in the exchange rate. Worth a look before you send.

See Wise’s rate

"$0 fees" is a first-3-transfers promo. New BOSS Money customers pay no fee on their first three transfers — great to start. After that, a small fee applies on most routes (bank and debit funding is often still free; credit cards cost more), plus a modest exchange-rate markup. This calculator prices the ongoing standard rate, so you see what you'll really pay over time.

BOSS Money is the money-transfer arm of IDT Corporation — the same company behind BOSS Revolution, the calling and top-up brand that immigrant communities in the US have used for years. That heritage shows: BOSS Money is built around the corridors those customers actually send to, with a deep cash- pickup network across Latin America and fast mobile and bank payouts further afield.

Its headline hook is zero fees — and for your first three transfers, that's literally true. After the promo, BOSS Money earns the normal way: a small fee (often $0 if you fund by bank or debit, a bit more by card) and a slim margin baked into the exchange rate. On the routes we measured, the all-in cost usually lands around 1%, which is competitive for a service with this much cash-pickup reach.

Use the calculator above to see the real, ongoing cost for your country and amount — the fee, the rate markup, and exactly how much your recipient receives.

What BOSS Money Actually Costs From the US

A transfer service charges you two ways: a fee you can see and a markuptucked into the exchange rate. Here's what we measured live from BOSS Money's own pricing API — the standard numbers, after the first-3-transfers promo (fees shown for the default method; bank/debit funding is often free):

Route	Fee	Rate markup	Payout
US → Mexico	~$2.49	0.94%	Cash / bank / card
US → Philippines	$0	0.59%	Bank / wallet
US → Bangladesh	$0.99	1.30%	Bank / wallet
US → Guatemala	$0	1.14%	Cash / bank
US → Colombia	$2.49	1.59%	Bank / cash
US → Dominican Rep.	$0	3.34%	Cash / bank

The pattern: on its core Latin America and Asia routes BOSS Money is genuinely cheap — often about 1% all-in once you add the fee and the markup together, and several corridors carry no fee at all when you fund by bank or debit. The margin climbs a little on smaller Caribbean currencies (the Dominican peso's ~3.3%). The one number that lets you compare fairly is total cost as a percentage of what you send — exactly what the calculator shows.

How You Pay Changes the Fee

BOSS Money's fee depends heavily on how you fund the transfer. The cheapest options are usually free even after the intro promo; cards cost more.

Bank (ACH) & debit

Usually $0 fee — the cheapest way to send, and what most people use.

BOSS Money wallet

Free from your in-app balance. Handy if you top up and send often.

Credit card

The most expensive — around $4.99 extra, because the card networks charge BOSS Money and it's passed on.

Where You Can Send From the US

Latin America (its strength)

Mexico, Guatemala, Honduras, Dominican Republic
Colombia, Peru, Haiti, Jamaica and more
Deep cash-pickup network — often collected within minutes

Asia & Africa

Philippines, Bangladesh, Pakistan, Vietnam, Nepal
Nigeria, Ghana, Kenya, Senegal
A few countries (e.g. India) aren't priced in the online calculator — check the app. Not in the US? Compare every provider here.

Is BOSS Money Legit?

Yes. BOSS Money transfers are offered by IDT Payment Services, Inc., a licensed money transmitter (NMLS 935577), part of IDT Corporation (NYSE: IDT) — a long-established US telecom and payments company. BOSS Revolution and BOSS Money have served millions of customers, and the money-transfer service is regulated as a money services business.

"Regulated and trustworthy" and "cheapest for your route" are still two different questions, though. BOSS Money is reputable; whether it's the best price for your specific transfer is what the numbers above are for.

Using This Calculator

Enter the amount you want to send in US dollars.
Pick the country your recipient is in.
Read the fee, the exchange-rate markup, and the total cost as a percentage.
Check what your recipient actually receives — the only figure that really matters.

What the numbers mean

Fee: the standard charge for the default method (bank/debit is often $0).
Markup: how far BOSS Money's rate sits below the real mid-market rate.
Total cost %: fee + markup combined — use this to compare providers.

Figures are estimates based on BOSS Money's recently measured live standard rates and can move with the market, your payment method and promotions — always confirm the final amount in the BOSS Money app before you send. Compare BOSS Money against every other service →

BOSS Money Fees — FAQ

Does BOSS Money really have no fees?

New customers get $0 fees on their first 3 transfers — a promotion. After that a small fee applies on most corridors (about $0 to $3, and often $0 if you fund by bank/ACH or debit), plus a ~0%–3% exchange-rate markup. Credit cards add about $4.99. The calculator uses the ongoing standard rate, not the intro promo.

How much does BOSS Money charge from the US?

It depends on destination and payment method. Base costs we measured: US→Mexico ~0.94% + ~$2.49; US→Philippines ~0.59% + $0; US→Bangladesh ~1.3% + $0.99; US→Dominican Republic ~3.34% + $0. Bank/debit funding is usually free; credit adds ~$4.99. Most bank-funded transfers are around 1% all-in.

Is BOSS Money the same as BOSS Revolution?

Both are IDT Corporation brands. BOSS Revolution (2008) does calling, top-up and money transfer; BOSS Money is the dedicated money-transfer brand and app. You can send through either — this calculator prices BOSS Money's money-transfer service.

What countries can I send to with BOSS Money?

Around 49 countries from the US, Latin-America-heavy: Mexico, Guatemala, Dominican Republic, Colombia, Honduras, Peru, Haiti and more, plus Philippines, Bangladesh, Pakistan, Nigeria, Ghana, Kenya and Senegal. A few (e.g. India) aren't priced in the online calculator — check the app.

How does BOSS Money pay out?

Cash pickup at a big agent network (its Latin America strength), bank deposit, mobile wallet, direct-to-debit-card and home delivery in some countries. Cash pickup is often ready within minutes.

Is BOSS Money legit and safe?

Yes. Transfers are offered by IDT Payment Services, Inc., a licensed money transmitter (NMLS 935577), part of IDT Corporation (NYSE: IDT). It's a long-established US remittance provider regulated as a money services business.