USD to GHS Exchange Rate Today
Convert US dollars to Ghanaian cedis at the live mid-market rate. The comparison on this page shows what the transfer services we have quotes for pay out.
1000 USD =
11,692.70GHS
1 GHS = 0.08552 USD
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Sending 1,000.00 USD → GHS · Estimated typical cost · bank deposit, bank-funded
Showing 10 of 17 services we can price for USD → GHS
Estimates only, not live quotes. "Recipient Gets" is for a bank deposit funded from a bank account, on today's mid-market rate: for a "provider quote", minus the rate markup and fee from that provider's own recent quote; for an estimate, minus the provider's typical markup and fee. Rows are ranked by total cost, the fee plus the rate markup, so a fee charged on top of the amount sent counts against a provider even when its recipient gets more. Real cost varies by corridor, amount, delivery and payment method, and promotions (e.g. new-customer offers can be cheaper). Tap a provider to get its live rate before sending. The dot by each provider shows confidence, and the label says how the figure was grounded: "corridor estimate" is a rate we measured for this exact pair; a currency-code estimate (e.g. "USD estimate") is measured for that source currency but not this destination; "typical estimate" is the provider's general figure across all its corridors; "provider quote" is that provider's own recent quote for this pair, its markup and fee applied to today's mid-market rate exactly as its calculator shows them, and a provider whose quote depends on a payment or delivery choice is left out here and priced on its own calculator. Margins are verified against live provider quotes and the World Bank Remittance Prices database; the date above is the most recent collection. Some “Send money now” buttons are partner links: we may earn a commission if you sign up, at no cost to you, and rows are ranked by cost whatever the link. See how we collect these prices and our advertising disclosure.
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USD to GHS conversion table
Common amounts at the current mid-market rate of 1 USD = 11.6927 GHS.
Mid-market rate: the midpoint banks trade at, before any provider adds a margin, from FastForex, a commercial exchange-rate data provider. What you actually receive is below; how we source rates.
What you actually get for 1,000 USD
Nobody converts at the mid-market rate. At 1 USD = 11.6927 GHS, a perfect conversion of 1,000 USD would be 11,693 GHS. Here is what 10 services would really send, fee and exchange-rate margin included.
“Cheapest” is the lowest total cost to you, the fee plus the margin in the rate, not the largest payout. Paysend, WorldRemit, Taptap Send, Sendwave and MoneyGram pay out more at a rate better than our mid-market reference, which we never rank cheapest.
On 1,000 USD, the gap between the best and worst option here is 811.39 GHS for the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.
Typical pricing for a bank-funded transfer to a bank account, not a live quote. Promotional offers and payment method can change it. Check the provider before sending. Where we price a service from its own recent quotes, its row uses the fee and rate margin from that quote. Some services we price from their own quotes are not in this table, because their quote for this pair depends on a payment or delivery choice or we hold none for it, so “cheapest” is among the services shown. Each is priced on its own calculator.
Frequently Asked Questions
What is the cheapest way to send 1,000 USD to GHS?
Of the 5 services with a current quote for 1,000 USD to GHS, Instarem costs the least: 8.94 USD in fee and exchange-rate margin (0.89% of the amount), and the recipient gets 11,588 GHS. Remitly is next at 9.99 USD (11,576 GHS). Those are prices for a bank-funded transfer to a bank account, collected November 5–10, 2026, on today's mid-market rate; the comparison on this page updates when you change the amount.
How much does it cost to send 1,000 USD to GHS?
Between 8.94 and 79.24 USD in fees and exchange-rate margin, across the 5 services with a current quote, so the recipient gets between 10,777 and 11,588 GHS. A perfect conversion at the mid-market rate (1 USD = 11.6927 GHS) would be 11,693 GHS. Those are prices for a bank-funded transfer to a bank account, collected November 5–10, 2026, on today's mid-market rate.
What is the US Dollar to Ghanaian Cedi exchange rate?
On November 10, 2026, the mid-market rate was 1 USD = 11.6927 GHS. The cedi is not pegged, so check the live rate in the converter above before each transfer.
How can Americans send money to Ghana?
Banks, money transfer operators and online services send dollars to Ghana, to bank accounts or to mobile money wallets such as MTN Mobile Money. Compare the cedis the recipient gets after the fee and the exchange-rate margin, not the advertised fee alone. The comparison on this page prices the services we have quotes for. See our Send Money to Ghana guide for the full comparison.
Can I send money straight to MTN Mobile Money (MoMo)?
Yes. Many transfer services deposit directly into an MTN MoMo wallet using the recipient's phone number, and other mobile money wallets in Ghana work the same way. The recipient can spend it, pay bills or cash out at a mobile money agent, so no bank account is needed.
When is the best time to send dollars to Ghana?
Nobody can reliably predict where dollars will go against cedis. If you send regularly, a fixed schedule averages out the ups and downs. The provider you choose changes the amount that arrives more than the timing does, and the comparison on this page shows what each service we have quotes for pays out.
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