USD to GHS Exchange Rate Today
US Dollar to Ghanaian Cedi conversion for the Ghanaian diaspora in America. Track live USD/GHS rates every 30 minutes for family support, MTN Mobile Money, bank deposits, or travel to Accra and Kumasi, and time transfers around a volatile cedi.
1000 USD =
11,770.00GHS
1 GHS = 0.085 USD
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USD to GHS conversion table
Common amounts at the current mid-market rate of 1 USD = 11.77 GHS.
Mid-market rate — the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.
Frequently Asked Questions
What is the US Dollar to Ghanaian Cedi exchange rate?
On October 10, 2026, the mid-market rate was 1 USD = 11.77 GHS. The cedi has depreciated heavily over recent years and can move sharply, so the rate you see today may differ noticeably from last month. The Bank of Ghana lets it float, and the United States is a major source of the remittances Ghana receives each year. The figure above is the live mid-market rate, refreshed every 30 minutes.
How can Americans send money to Ghana?
Options include Paysend, TapTap Send, Ria and Instarem, and most of these deliver straight to MTN Mobile Money in minutes. Wise is another option. Compare the cedi received per $100 rather than the headline fee. The comparison above shows current costs for the services it can price on this route. See our Send Money to Ghana guide for the full comparison.
Can I send money straight to MTN Mobile Money (MoMo)?
Yes. Mobile money is how most Ghanaians receive funds. TapTap Send, Paysend, Ria, WorldRemit and others deposit directly into an MTN MoMo wallet (AirtelTigo Money and Telecel Cash work the same way) using the recipient's phone number, usually within minutes. They can spend it, pay bills, or cash out at a mobile-money agent, so no bank account is required.
Why has the Ghanaian cedi lost so much value?
The cedi's slide reflects high inflation, large fiscal and external-debt pressures (Ghana restructured its debt and entered an IMF programme in recent years), and heavy reliance on imports priced in dollars. Even as a major gold, cocoa and oil exporter, Ghana has seen its currency weaken substantially and move in sharp steps rather than gently. For families receiving money, a weaker cedi means more cedi per dollar sent, but it also makes timing and a tight rate matter more.
Is Ghana expensive for US tourists?
Ghana is generally affordable for Americans, though imported goods cost more because of the weak cedi. Local food, markets, tro-tro transport and domestic travel are inexpensive, while Accra hotels, imported products and upscale restaurants run higher. Pay in cedi rather than dollars, and use a card or app with a fair rate to avoid poor airport-kiosk exchange.
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