Revolut Fee Calculator
Calculate Revolut transfer fees and currency exchange costs. See exact fees for international transfers, multi-currency spending, and digital banking services.
Revolut Fee Calculator
Revolut Fee Structure:
- • Percentage fee: 0.5% 0
- • Maximum fee: $40.00
Revolut is a digital banking platform that has revolutionized how we think about money management and international transfers. Founded in 2015, Revolut offers multi-currency accounts, instant money transfers, currency exchange, and traditional banking services through a modern mobile app. With over 25 million customers worldwide, Revolut has become a popular choice for travelers, digital nomads, and businesses dealing with multiple currencies.
Understanding Revolut fees is important because their pricing model differs significantly from traditional banks and money transfer services. Revolut offers competitive exchange rates and low transfer fees, but costs can vary based on your account type (Standard, Premium, or Metal), monthly usage limits, and the specific currencies involved in your transactions.
Our Revolut fees calculator helps you understand the exact costs for international transfers, currency exchanges, and other services. Whether you're planning to send money abroad, exchange currencies for travel, or manage a multi-currency business, calculate your fees accurately before making transactions.
How Revolut Fees Are Calculated
Revolut's fee structure is based on your account type and usage patterns. For international transfers, they typically charge 0.5% (maximum $40) for most currencies. However, Standard account holders get free allowances each month, and Premium/Metal customers enjoy higher free limits and lower fees.
Revolut Account Types & Fees:
Standard (Free)
- • Free currency exchange up to €1,000/month
- • 0.5% fee beyond free allowance
- • 5 free international transfers/month
- • No monthly fee
Premium ($9.99/month)
- • Free currency exchange up to €6,000/month
- • 0.5% fee beyond free allowance
- • Unlimited free international transfers
- • Better exchange rates
Metal ($16.99/month)
- • Free currency exchange up to €12,000/month
- • 0.5% fee beyond free allowance
- • Unlimited free international transfers
- • Best exchange rates
Revolut uses interbank exchange rates during market hours (Monday-Friday), which are typically the best rates available. During weekends, a small markup (usually 0.5-1%) may apply to cover market volatility. This is still competitive compared to traditional banks that often markup rates by 2-4%.
Example: $1,000 Transfer (Standard Account)
- • Transfer amount: $1,000
- • Within free allowance: No fee
- • Beyond free allowance: 0.5% = $5.00
- • Maximum fee: $40
- • Exchange rate: Interbank rate (best available)
Using the Revolut Fee Calculator
Our Revolut fees calculator helps you understand the exact costs for different account types and usage scenarios. Enter your transfer amount and see how fees apply based on Standard, Premium, or Metal account benefits. The calculator factors in free allowances and maximum fee caps to give you accurate estimates.
Calculator Features:
- Account type comparison
- Free allowance tracking
- Real exchange rate simulation
- Maximum fee calculations
Ideal For:
- • Frequent international travelers
- • Multi-currency business owners
- • Digital nomads and remote workers
- • Anyone comparing account types
- • Planning large currency exchanges
The calculator is particularly useful for determining whether a Premium or Metal subscription would save you money based on your transfer patterns. If you regularly exceed the free allowances, a paid plan might actually be cheaper than paying per-transaction fees on the Standard account.
Comparing Revolut with Other Options
Revolut offers competitive rates for international transfers and currency exchange, especially for Premium and Metal customers. Their fees are typically lower than traditional banks and comparable to specialized money transfer services like Wise. However, the value depends on your usage patterns and which account type you choose.
Revolut vs Competitors:
Revolut Advantages:
- • Multi-currency account with debit card
- • Real-time exchange rates
- • Modern mobile app experience
- • Additional banking services
- • Instant transfers within Revolut network
Considerations:
- • Monthly fees for premium features
- • Free allowances have limits
- • Weekend exchange rate markups
- • Limited physical branch presence
- • Account restrictions in some regions
For occasional users, Revolut Standard's free allowances might be sufficient. However, heavy users often find Premium or Metal accounts provide better value through higher free limits and additional benefits. Compare carefully with Wise for pure money transfers, as Wise might be cheaper for very large transfers due to their maximum fee caps.
Tips to Save on Revolut Fees
Maximize Free Allowances:
- • Track monthly exchange limits carefully
- • Plan large exchanges within free allowances
- • Use free transfer allowances efficiently
Timing Strategy:
- • Exchange during weekdays for best rates
- • Avoid weekend markups when possible
- • Consider monthly cycles for allowances
Account Upgrade Decision:
Consider upgrading to Premium ($9.99/month) if you:
- • Exchange more than €1,000 per month regularly
- • Make more than 5 international transfers monthly
- • Value the additional insurance and benefits
- • Need higher ATM withdrawal limits abroad
Frequently Asked Questions
How much does Revolut charge for international transfers?
Revolut charges 0.5% for international transfers (maximum $40) for most currencies. Standard accounts get 5 free transfers per month, while Premium and Metal customers get unlimited free transfers. The exact fee depends on your account type and monthly usage.
Is Revolut currency exchange free?
Revolut offers free currency exchange up to certain limits: €1,000/month for Standard, €6,000/month for Premium, and €12,000/month for Metal accounts. Beyond these limits, a 0.5% fee applies. All accounts use real interbank exchange rates.
Does Revolut charge monthly fees?
Revolut Standard is completely free with no monthly fees. Premium costs $9.99/month and Metal costs $16.99/month, offering benefits like higher free exchange limits, better insurance, premium support, and additional financial services.
What currencies does Revolut support?
Revolut supports 30+ currencies including USD, EUR, GBP, JPY, AUD, CAD, CHF, PLN, and many others. You can hold multiple currencies in your account simultaneously and exchange between them at real-time interbank rates during market hours.