Payment Processor Fees
Estimate fees for payment processors like Stripe and PayPal. Compare costs for online payment processing, credit card transactions, and merchant services.
Stripe Calculator
Online payment processing for businesses worldwide
- Credit cards
- Online payments
- Developer-friendly
PayPal Calculator
Digital payments and money transfers worldwide
- Global reach
- Buyer protection
- Easy setup
Understanding Payment Processor Fees
Common Fee Types
- • Transaction fees: Per-transaction charges (usually 2.9% + $0.30)
- • International fees: Additional fees for foreign cards
- • Currency conversion: Fees for processing different currencies
- • Chargeback fees: Costs when customers dispute charges
Factors Affecting Costs
- • Transaction volume: Higher volumes often get better rates
- • Card type: Credit cards typically cost more than debit
- • Industry type: Some industries have higher risk fees
- • Payment method: Online vs. in-person transactions
Tips for Choosing a Payment Processor
1
Compare Total Costs
Look beyond advertised rates - consider setup fees, monthly fees, and volume discounts.
2
Check Integration
Ensure the processor integrates well with your website or business systems.
3
Consider Features
Features like fraud protection, recurring billing, and reporting can add value.
Ready to Calculate Fees?
Use our calculators to see exactly how much you'll pay with each processor.