USD to THB Exchange Rate Today

Convert US Dollars to Thai Baht with live USD/THB rates for Thailand travel, retirement, or business. Compare Wise, banks, and money transfer services.

Current Rate
1 USD = 31.317 THB
Inverse Rate
1 THB = 0.0319 USD
Last updated: Jan 17, 2026, 08:00 PM

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Exchange rate: Real-time mid-market rate from OpenExchangeRates API. Transfer fees: Based on typical provider fees.Note: Providers may offer different exchange rates than the mid-market rate shown. Always check the provider's website for their actual exchange rate and final pricing before sending.

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Frequently Asked Questions

What is the current USD to THB exchange rate?

The US Dollar to Thai Baht rate typically ranges between ฿33-36 per $1 USD. Federal Reserve policy, Thailand's tourism sector strength, and Bank of Thailand interventions heavily influence this pair. Thailand exports electronics and automotive parts to the US.

Why do Americans need USD to THB conversion?

Thailand is a top US tourist destination and retirement spot. Uses include Bangkok and Phuket vacations, American expat retirement in Chiang Mai, property investments, teaching English jobs, and medical tourism. Over 1.5 million Americans visit Thailand yearly.

How does tourism affect USD/THB rates?

When US tourism to Thailand surges, demand for THB increases, strengthening the baht. Bank of Thailand sometimes intervenes to prevent excessive THB appreciation that would hurt Thai exports. Seasonal tourism peaks (Nov-Mar) can influence short-term rates.

What's the best way to send USD to Thailand?

Use Wise or Remitly for best rates (0.5-1.5% markup), US banks like Chase or Bank of America charge 3-5%, avoid wire transfer fees by using specialized providers, and Thai banks like Bangkok Bank or Kasikorn offer good USD receiving services. SuperRich in Thailand has competitive walk-in rates.

When should I convert USD to THB?

San Francisco digital nomads in Chiang Mai benefit when dollar exceeds ฿35, stretching $3K monthly budgets to ฿105K versus ฿96K at ฿32. US retirees in Thailand (30,000+ expats) converting Social Security checks watch Fed decisions; rate hikes strengthen dollar 2-3% within weeks. Bank of Thailand intervenes to stabilize baht ฿32-36 range, creating predictable conversion patterns. Difference between ฿32 and ฿35 equals ฿90K on $30K annual living expenses—significant for Bangkok or Pattaya expats managing retirement funds.