USD to SGD Exchange Rate Today
Convert US Dollars to Singapore Dollars with live USD/SGD rates for expat salaries, international student fees, or business transactions. 30-minute rate updates help you transfer money between USA and Singapore at optimal times with maximum Singapore Dollar value.
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Sending 1,000.00 USD → SGD
Mid-Market Rate
After Fees
Exchange rate: Real-time mid-market rate from OpenExchangeRates API. Transfer fees: Based on typical provider fees.Note: Providers may offer different exchange rates than the mid-market rate shown. Always check the provider's website for their actual exchange rate and final pricing before sending.
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Frequently Asked Questions
What is the current USD to SGD exchange rate?
The US Dollar to Singapore Dollar exchange rate typically ranges between S$1.30-1.40 per $1 USD. The rate is relatively stable because the Monetary Authority of Singapore (MAS) manages the SGD within a policy band. Factors affecting the rate include US Federal Reserve decisions, Singapore's trade balance, regional economic trends, and global risk sentiment. Check our live converter above for today's exact USD/SGD rate updated every 30 minutes.
What's the best way to send money from USA to Singapore?
For USD to SGD transfers, several options offer competitive rates: Wise and Revolut typically provide excellent exchange rates (0.3-0.8% margin), DBS Remit and UOB Mighty FX are strong options if you have accounts with these Singapore banks, and PayPal offers convenience but with higher fees (3-4% markup). For large amounts, compare providers carefully—a 0.5% difference on $10,000 means S$65 saved.
Why is the Singapore Dollar relatively stable against USD?
Manhattan finance professionals relocating to Singapore benefit when dollar exceeds S$1.36, stretching $200K salaries to S$272K versus S$260K at S$1.30. MAS adjusts SGD NEER band quarterly (April, July, October, January) versus Fed's 8 meetings—creating predictable policy cycles. US tech workers in Singapore (50,000+ Americans) converting salaries watch for dollar strength; rate shift from S$1.32 to S$1.36 adds S$20K to $500K conversions annually. Singapore's zero capital gains tax on property makes USD-SGD conversions critical for American investors timing condo purchases in Orchard or Marina Bay.
Can I get better than the mid-market rate for USD to SGD?
No. The mid-market rate (interbank rate) shown here is the fairest benchmark—it's what banks trade at among themselves. Retail services add margins: traditional banks charge 2-4% markup, money changers in Singapore 1-2%, and digital platforms like Wise 0.4-0.8%. Always compare the final SGD amount you receive after ALL fees, not just the advertised exchange rate or transfer fee.
Is now a good time to convert Dollars to Singapore Dollars?
Timing depends on your situation. For regular transfers (expat salary, student tuition), dollar-cost averaging works best—convert consistently rather than timing the market. For large one-time transfers (property purchase, business investment), monitor US inflation data, MAS policy announcements, and regional economic trends. The USD/SGD rate tends to be less volatile than other Asian currencies, so extreme timing strategies are less critical here.