USD to INR Exchange Rate Today
Convert US Dollars to Indian Rupees with live USD/INR rates for NRI remittances, family support, or India investments. 30-minute updates help you send money to India at the best time with maximum rupee value.
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Frequently Asked Questions
What is the current USD to INR exchange rate?
The US Dollar to Indian Rupee exchange rate typically ranges between ₹82-84 per $1 USD. The rate fluctuates based on RBI (Reserve Bank of India) policy, US Federal Reserve decisions, India's economic growth, oil prices, and foreign investment flows. Check our live converter above for today's exact USD/INR rate updated every 30 minutes from OpenExchangeRates.
What's the best way to send money from USA to India?
For USD to INR transfers, NRIs (Non-Resident Indians) have several options: Wise and Remitly offer competitive rates (within 1% of mid-market), Western Union and MoneyGram provide fast transfers but higher fees, and banks like HDFC, ICICI, and SBI have dedicated NRI remittance services. Compare exchange rates and transfer fees—even 0.5% difference matters on large amounts.
Why does the Dollar to Rupee rate keep changing?
USD/INR fluctuates based on India's trade deficit (India imports more than exports, creating rupee demand for dollars), RBI currency interventions, FII (Foreign Institutional Investor) flows in Indian stock markets, US interest rates, crude oil prices (India imports 80% of oil), and global risk sentiment affecting emerging market currencies like the rupee.
Can I get better than the mid-market rate for USD to INR?
No. The mid-market rate shown here is the fairest benchmark—no one gets better than this. Banks and services add margins: traditional banks charge 3-5% markup, dedicated remittance services 1-2%, and modern platforms like Wise 0.5-1%. Always compare the final INR amount you receive, not just advertised fees.
Is now a good time to convert Dollars to Rupees?
Timing depends on your needs. Monitor RBI monetary policy announcements, US inflation data, and India's GDP growth reports. For regular remittances (family support), use dollar-cost averaging—send smaller amounts monthly rather than timing the market. For large transfers (property purchase, investments), watch for rupee weakness (when USD/INR is high) to maximize your rupees.