CHF to EUR Exchange Rate Today
Convert Swiss Francs to Euros with live CHF/EUR rates for European travel, cross-border shopping, or EU property. Navigate SNB-ECB policy impacts effectively.
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Sending 1,000.00 CHF → EUR
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Mid-Market Rate
After Fees
Exchange rate: Real-time mid-market rate from OpenExchangeRates API. Transfer fees: Based on typical provider fees.Note: Providers may offer different exchange rates than the mid-market rate shown. Always check the provider's website for their actual exchange rate and final pricing before sending.
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Frequently Asked Questions
What is the current CHF to EUR exchange rate?
The Swiss Franc to Euro rate typically ranges between €0.92-1.00 per CHF1. Swiss National Bank (SNB) and European Central Bank (ECB) policies heavily influence this rate. In 2011-2015, SNB maintained CHF floor at €1.20 to protect Swiss exporters. The dramatic 2015 removal caused CHF to surge to €0.85 (parity), devastating Swiss tourism and exports.
Why did SNB remove the EUR/CHF floor in 2015?
ECB's quantitative easing (QE) weakened euro, forcing SNB to buy unlimited euros to maintain the floor—unsustainable. On January 15, 2015, SNB surprised markets by abandoning the €1.20 peg. CHF surged 30% instantly, causing massive losses for forex traders and Swiss exporters. This event still affects Swiss-EU economic relations and cross-border shopping patterns today.
What's the best way to get Euros with Swiss Francs?
Use Swiss banks like Raiffeisen or PostFinance (1-2% spread), cross-border shopping in Germany or France (often accept CHF near border), Wise or Revolut for transfers (0.3-0.5% fees), or withdraw euros from ATMs in eurozone. Many Swiss near borders shop in Germany/France where prices are 20-30% lower even accounting for exchange rate.
When should I convert CHF to EUR?
Geneva cross-border workers earning CHF100K benefit when franc exceeds €0.97, gaining €97K versus €93K at €0.93 for Annecy or Lyon living costs. SNB's €1.20 floor defense (abandoned 2015) created historic opportunity—franc surged 30% overnight. French/German/Italian workers (350,000+ commute to Switzerland) time salary conversions around ECB meetings. Difference between €0.93 and €0.97 equals €4K on CHF100K annually—funding extra European holidays or property deposits.
Can I use Swiss Francs in neighboring European countries?
Partially—some shops in German, French, and Italian border towns accept CHF, but rates are poor (often €1.00 per CHF1 vs better market rates). Tourist areas in Germany's Black Forest and France's Alsace commonly take CHF. However, always better to convert to euros first for purchases beyond immediate border zone.