Airwallex Fee Calculator
Calculate Airwallex fees for global payments and currency exchange. See exact costs with ultra-low FX fees (0.5-0.7%) and competitive processing rates for international business transactions.
Airwallex Fee Calculator
Airwallex Fee Structure:
- • Fixed fee: $0.30
- • Percentage fee: 1%
- • Minimum fee: $0.30
Airwallex is a leading global fintech platform designed specifically for businesses managing international payments. Founded in 2015, Airwallex serves over 100,000 businesses with ultra-low FX fees (0.5-0.7%) and competitive payment processing rates starting at 1% + $0.30. The platform is particularly valuable for businesses that operate globally, offering multi-currency accounts in 60+ currencies and payment acceptance in 100+ currencies.
Unlike traditional payment processors that charge 2.5-4% for currency conversion, Airwallex's 0.5-0.7% FX fees can save businesses thousands on international transactions. Combined with 1% + $0.30 processing fees (compared to PayPal's 3.49% + $0.49), Airwallex is significantly cheaper for global commerce, often costing 50-70% less than alternatives.
Our Airwallex fees calculator helps you understand exact costs for international payments. Whether you're paying suppliers overseas, receiving payments in multiple currencies, or managing cross-border e-commerce, calculate your savings compared to traditional processors.
How Airwallex Fees Are Calculated
Airwallex uses transparent, competitive pricing: 1% + $0.30 for card paymentsand 0.5-0.7% for FX conversion. Local currency payments can be as low as 0.5%, while international payments include minimal FX markups—far below traditional processors.
Airwallex Fee Structure:
- Card Payments: 1% + $0.30
- FX Conversion: 0.5-0.7% above mid-market
- Local Payments: As low as 0.5%
- Bank Transfers: Low fixed fees
- No Monthly Fees: Pay per transaction
- 100+ Currencies: Global coverage
Example Calculation:
International payment of $1,000:
- • Payment amount: $1,000
- • Processing fee: 1% + $0.30 = $10.30
- • FX fee (if applicable): 0.6% = $6.00
- • Total Airwallex fee: ~$16.30
- • Net received: $983.70
Compare: PayPal would charge $34.90 + $0.49 = $35.39, saving $19+ with Airwallex
Tips to Save on Airwallex Fees
Use Multi-Currency Accounts
Hold funds in multiple currencies to avoid conversion fees when paying in the same currency you receive. This eliminates the 0.5-0.7% FX markup entirely.
Choose Local Payment Methods
Local payment options like bank transfers often have lower fees than international cards. Fees can be as low as 0.5% for domestic transactions.
Negotiate Volume Pricing
High-volume businesses can negotiate custom rates with Airwallex. Processing $1M+ monthly may qualify for rates as low as 0.5% + $0.10.
Frequently Asked Questions
How much does Airwallex charge for payments?
Airwallex charges as low as 1% + $0.30 for international card payments. FX conversion fees are 0.5-0.7%, significantly lower than PayPal (2.5-4%) or banks (3-4%). Local payments can be as low as 0.5% with no fixed fees.
Are Airwallex fees lower than PayPal?
Yes, Airwallex is significantly cheaper. For international payments, Airwallex costs around 1.7% total (1% + 0.7% FX) versus PayPal's 5-7% (3.49% + 2.5-4% FX). On a $1,000 transaction, that's $17 vs $70—saving $53 per transaction.
What are Airwallex FX fees?
Airwallex charges 0.5-0.7% above the mid-market exchange rate, compared to 2.5-4% for PayPal and 3-5% for banks. This makes Airwallex 3-6x cheaper for currency conversion, saving thousands on international transactions.
Does Airwallex have monthly fees?
Airwallex has no monthly subscription fees for basic accounts. You only pay per-transaction processing fees and FX fees. Optional features like physical cards or premium account tiers may have small monthly fees, but core payment processing is pay-as-you-go.
Last Updated: October 2025 | Airwallex fees vary by payment method and region. Please verify current rates on the official Airwallex website.