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SGD / PHP

SGD to PHP Exchange Rate Today

Convert Singapore Dollars to Philippine Pesos with live SGD/PHP rates for remittances, Manila business, or Philippines property. Support Filipino families effectively.

1000 SGD =

49,416.55PHP

1 PHP = 0.0202 SGD

1 SGD = 49.4166 PHP
rate updated Sep 11, 2026, 10:30 AM

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Compare money transfer service fees for the best rates

01

SGD to PHP conversion table

Common amounts at the current mid-market rate of 1 SGD = 49.42 PHP.

SGD
PHP
1 SGD
49.42 PHP
5 SGD
247.08 PHP
10 SGD
494.17 PHP
25 SGD
1,235 PHP
50 SGD
2,471 PHP
100 SGD
4,942 PHP
500 SGD
24,708 PHP
1,000 SGD
49,417 PHP
5,000 SGD
247,083 PHP
PHP
SGD
1 PHP
0.0202 SGD
5 PHP
0.1012 SGD
10 PHP
0.2024 SGD
25 PHP
0.5059 SGD
50 PHP
1.01 SGD
100 PHP
2.02 SGD
500 PHP
10.12 SGD
1,000 PHP
20.24 SGD
5,000 PHP
101.18 SGD

Mid-market rate — the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.

02

What you actually get for 1,000 SGD

Nobody converts at the mid-market rate. At 1 SGD = 49.42 PHP, a perfect conversion of 1,000 SGD would be 49,417 PHP. Here is what 9 services would really send, fee and exchange-rate margin included.

Service
Their rate
Fee
You get
Instaremcheapest
49.42
—
49,417 PHP
Wise
49.42
4.63 SGD
49,188 PHP
MoneyGramest.
49.18
1.49 SGD
49,109 PHP
XEest.
48.94
—
48,943 PHP
WorldRemitest.
48.64
1.99 SGD
48,539 PHP
Western Unionest.
48.53
1.99 SGD
48,429 PHP
Xoomest.
48.18
—
48,176 PHP
Remitly
48.37
3.99 SGD
48,175 PHP
OFX
47.22
—
47,218 PHP

On 1,000 SGD, the gap between the best and worst option here is 2,199 PHP — the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.

Typical pricing for a bank-funded transfer, not a live quote — promotional offers and payment method can change it. Check the provider before sending. Rows marked est. use the provider's general figure, and SGD est. one measured for SGD sends but not for PHP specifically. Neither is ranked cheapest.

03

Frequently Asked Questions

What is the current SGD to PHP exchange rate?

The Singapore Dollar to Philippine Peso rate typically ranges between ₱40-44 per S$1. Bangko Sentral ng Pilipinas (BSP) policy, OFW (Overseas Filipino Worker) remittances, and Singapore-Philippines trade relations influence this rate. Over 200,000 Filipinos work in Singapore, making this corridor vital for Philippine family remittances.

Why is this rate important for Filipino workers?

Filipino domestic helpers, healthcare workers, and construction workers in Singapore send billions in remittances annually. Every S$0.01 difference in rate affects monthly family support significantly. Singapore employs more Filipino domestic workers than any other country, across over 80,000 households. Regular remittances support education, healthcare, and housing back home.

What's the best way to send SGD to Philippines?

Use remittance services like Wise, Remitly, or WorldRemit (0.5-1.5% fees, fast transfers), Singapore banks like DBS or OCBC (2-3% fees), Philippine banks' Singapore branches like BDO or BPI, or traditional services like Western Union (convenient but expensive). Many Filipinos use multiple services to compare rates.

When should I convert SGD to PHP?

Singapore retirees buying Manila condos benefit when SGD exceeds ₱42, reducing S$200K property cost by ₱2M versus ₱40. Singaporeans in Philippines (20,000+ retirees, expats in Manila, Cebu) converting retirement funds watch BSP Thursday announcements. Peso depreciation (inflation 4-6% annually) favors conversions. The difference between ₱40 and ₱42 equals S$9,524 on ₱8M of property, a significant sum for Singapore professionals funding BGC or Makati investments, Filipino domestic helper salaries (200,000+ in Singapore remitting S$3B), or retirement beach properties in Boracay, Palawan under Philippine visa programs.

Are there limits on sending money to Philippines?

Singapore has no outbound limits for personal remittances. The Philippines welcomes all remittances: there is no tax on incoming OFW transfers. Amounts above $10,000 equivalent need reporting for anti-money laundering. For property purchases, consult Philippine banks about foreign exchange documentation requirements.

04

Popular PHP Currency Pairs

PHP → SGDPhilippine Peso to Singapore DollarUSD → PHPUS Dollar to Philippine PesoSGD → MYRSingapore Dollar to RinggitSGD → THBSingapore Dollar to Baht

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