SGD to PHP Exchange Rate Today
Convert Singapore Dollars to Philippine Pesos with live SGD/PHP rates for remittances, Manila business, or Philippines property. Support Filipino families effectively.
1000 SGD =
48,566.59PHP
1 PHP = 0.0206 SGD
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SGD to PHP conversion table
Common amounts at the current mid-market rate of 1 SGD = 48.57 PHP.
| SGD | PHP |
|---|---|
| 1 SGD | 48.57 PHP |
| 5 SGD | 242.83 PHP |
| 10 SGD | 485.67 PHP |
| 25 SGD | 1,214 PHP |
| 50 SGD | 2,428 PHP |
| 100 SGD | 4,857 PHP |
| 500 SGD | 24,283 PHP |
| 1,000 SGD | 48,567 PHP |
| 5,000 SGD | 242,833 PHP |
| PHP | SGD |
|---|---|
| 1 PHP | 0.0206 SGD |
| 5 PHP | 0.1030 SGD |
| 10 PHP | 0.2059 SGD |
| 25 PHP | 0.5148 SGD |
| 50 PHP | 1.03 SGD |
| 100 PHP | 2.06 SGD |
| 500 PHP | 10.30 SGD |
| 1,000 PHP | 20.59 SGD |
| 5,000 PHP | 102.95 SGD |
Mid-market rate — the midpoint banks trade at, before any provider adds a margin. What you actually receive is below.
What you actually get for 1,000 SGD
Nobody converts at the mid-market rate. At 1 SGD = 48.57 PHP, a perfect conversion of 1,000 SGD would be 48,567 PHP. Here is what 5 services would really send, fee and exchange-rate margin included.
| Service | Their rate | Fee | You get |
|---|---|---|---|
| Wisecheapest | 48.57 | 5.42 SGD | 48,303 PHP |
| Instarem | 48.27 | — | 48,270 PHP |
| MoneyGram | 48.34 | 1.49 SGD | 48,264 PHP |
| XE | 48.08 | — | 48,081 PHP |
| Western Union | 47.82 | 1.99 SGD | 47,722 PHP |
On 1,000 SGD, the gap between the best and worst option here is 581.15 PHP — the same money, converted on the same day. That difference is the fee plus the margin each service builds into its rate, and it is the only part of this page you can do anything about. How exchange-rate markups work.
Typical pricing for a bank-funded transfer, not a live quote — promotional offers and payment method can change it. Check the provider before sending.
Frequently Asked Questions
What is the current SGD to PHP exchange rate?
The Singapore Dollar to Philippine Peso rate typically ranges between ₱40-44 per S$1. Bangko Sentral ng Pilipinas (BSP) policy, OFW (Overseas Filipino Worker) remittances, and Singapore-Philippines trade relations influence this rate. Over 200,000 Filipinos work in Singapore, making this corridor vital for Philippine family remittances.
Why is this rate important for Filipino workers?
Filipino domestic helpers, healthcare workers, and construction workers in Singapore send billions in remittances annually. Every S$0.01 difference in rate affects monthly family support significantly. Singapore employs more Filipino domestic workers than any country—over 80,000 households. Regular remittances support education, healthcare, and housing back home.
What's the best way to send SGD to Philippines?
Use remittance services like Wise, Remitly, or WorldRemit (0.5-1.5% fees, fast transfers), Singapore banks like DBS or OCBC (2-3% fees), Philippine banks' Singapore branches like BDO or BPI, or traditional services like Western Union (convenient but expensive). Many Filipinos use multiple services to compare rates.
When should I convert SGD to PHP?
Singapore retirees buying Manila condos benefit when SGD exceeds ₱42, reducing S$200K property cost by ₱2M versus ₱40. Singaporeans in Philippines (20,000+ retirees, expats in Manila, Cebu) converting retirement funds watch BSP Thursday announcements. Peso depreciation (inflation 4-6% annually) favors conversions. Difference between ₱40 and ₱42 equals S$9,524 on ₱8M property—significant for Singapore professionals funding BGC or Makati investments, Filipino domestic helper salaries (200,000+ in Singapore remitting S$3B), or retirement beach properties in Boracay, Palawan under Philippine visa programs.
Are there limits on sending money to Philippines?
Singapore has no outbound limits for personal remittances. Philippines welcomes all remittances—no tax on incoming OFW transfers. Amounts above $10,000 equivalent need reporting for anti-money laundering. For property purchases, consult Philippine banks about foreign exchange documentation requirements.
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